You’ve been Data Mined

A key part of President Obama’s legacy will be the fed’s unprecedented collection of sensitive data on Americans by race. The government is prying into our most personal information at the most local levels, all for the purpose of “racial and economic justice.”

Unbeknown to most Americans, Obama’s racial bean counters are furiously mining data on their health, home loans, credit cards, places of work, neighborhoods, even how their kids are disciplined in school — all to document “inequalities” between minorities and whites.

This Orwellian-style stockpile of statistics includes a vast and permanent network of discrimination databases, which Obama already is using to make “disparate impact” cases against: banks that don’t make enough prime loans to minorities; schools that suspend too many blacks; cities that don’t offer enough Section 8 and other low-income housing for minorities; and employers who turn down African-Americans for jobs due to criminal backgrounds.

Big Brother Barack wants the databases operational before he leaves office, and much of the data in them will be posted online.

So civil-rights attorneys and urban activist groups will be able to exploit them to show patterns of “racial disparities” and “segregation,” even if no other evidence of discrimination exists.

“There are no doubt complexities that come with White Americans working for racial justice. White privilege can lead to a chronic case of undiagnosed entitlement, creating poor listeners, impatient speakers who talk over others, and people unaccustomed to taking orders. Nevertheless, the movement for racial justice needs more White Americans to get involved. And it’s our responsibility to help each other get involved–and get involved productively,” Jon Greenberg  (High School Teacher) wrote, linking to a blog post that claims quoting Dr. Martin Luther King, Jr., to black women is a violent and “cisheteropatriarchy” act.

Apparently that $5 word means: Cis- Hetero Patriarchy is class based oppression of gender and sex and racism is the class based  oppression of nationality and race and apparently they use “rape” analogies a lot. So quoting Dr. King to a black person is ‘mind rape’, apparently.  😦

Greenberg was the recipient of the Courage in the Pursuit of Social Justice Award from the the University of Washington chapter of the American Association of University Professors.

The fabric of our society, and consequentially our organizing spaces, are weaved together by the ongoing legacies of colonization, genocide, slavery, white supremacy, and cis-hetero-patriarchy. (Praxis)

So, Yea

I’m Male.

I’m White.

But I’m not a Christian.

But I dislike the Gay Leftist Control Freak Mafia.

I am a Fan of “The Dukes of Hazzard”

I value The Constitution.

So please, data mine this…

The granddaddy of them all is the Affirmatively Furthering Fair Housing database, which the Department of Housing and Urban Development rolled out earlier this month to racially balance the nation, ZIP code by ZIP code. It will map every US neighborhood by four racial groups — white, Asian, black or African-American, and Hispanic/Latino — and publish “geospatial data” pinpointing racial imbalances.

The agency proposes using nonwhite populations of 50% or higher as the threshold for classifying segregated areas.

Federally funded cities deemed overly segregated will be pressured to change their zoning laws to allow construction of more subsidized housing in affluent areas in the suburbs, and relocate inner-city minorities to those predominantly white areas. HUD’s maps, which use dots to show the racial distribution or density in residential areas, will be used to select affordable-housing sites.

HUD plans to drill down to an even more granular level, detailing the proximity of black residents to transportation sites, good schools, parks and even supermarkets. If the agency’s social engineers rule the distance between blacks and these suburban “amenities” is too far, municipalities must find ways to close the gap or forfeit federal grant money and face possible lawsuits for housing discrimination.

Civil-rights groups will have access to the agency’s sophisticated mapping software, and will participate in city plans to re-engineer neighborhoods under new community outreach requirements.

“By opening this data to everybody, everyone in a community can weigh in,” Obama said. “If you want affordable housing nearby, now you’ll have the data you need to make your case.”

Mortgage database

Meanwhile, the Federal Housing Finance Agency, headed by former Congressional Black Caucus leader Mel Watt, is building its own database for racially balancing home loans. The so-called National Mortgage Database Project will compile 16 years of lending data, broken down by race, and hold everything from individual credit scores and employment records.

Mortgage contracts won’t be the only financial records vacuumed up by the database. According to federal documents, the repository will include “all credit lines,” from credit cards to student loans to car loans — anything reported to credit bureaus. This is even more information than the IRS collects.

The FHFA will also pry into your personal assets and debts and whether you have any bankruptcies. The agency even wants to know the square footage and lot size of your home, as well as your interest rate.

FHFA will share the info with Obama’s brainchild, the Consumer Financial Protection Bureau, which acts more like a civil-rights agency, aggressively investigating lenders for racial bias.

The FHFA has offered no clear explanation as to why the government wants to sweep up so much sensitive information on Americans, other than stating it’s for “research” and “policymaking.”

However, CFPB Director Richard Cordray was more forthcoming, explaining in a recent talk to the radical California-based Greenlining Institute: “We will be better able to identify possible discriminatory lending patterns.”

Credit database

CFPB is separately amassing a database to monitor ordinary citizens’ credit-card transactions. It hopes to vacuum up some 900 million credit-card accounts — all sorted by race — representing roughly 85% of the US credit-card market. Why? To sniff out “disparities” in interest rates, charge-offs and collections.

Employment database

CFPB also just finalized a rule requiring all regulated banks to report data on minority hiring to an Office of Minority and Women Inclusion. It will collect reams of employment data, broken down by race, to police diversity on Wall Street as part of yet another fishing expedition.

School database

Through its mandatory Civil Rights Data Collection project, the Education Department is gathering information on student suspensions and expulsions, by race, from every public school district in the country. Districts that show disparities in discipline will be targeted for reform.

Those that don’t comply will be punished. Several already have been forced to revise their discipline policies, which has led to violent disruptions in classrooms.

Obama’s educrats want to know how many blacks versus whites are enrolled in gifted-and-talented and advanced placement classes.

Schools that show blacks and Latinos under-enrolled in such curricula, to an undefined “statistically significant degree,” could open themselves up to investigation and lawsuits by the department’s Civil Rights Office.

Count on a flood of private lawsuits to piggyback federal discrimination claims, as civil-rights lawyers use the new federal discipline data in their legal strategies against the supposedly racist US school system.

Even if no one has complained about discrimination, even if there is no other evidence of racism, the numbers themselves will “prove” that things are unfair.

Such databases have never before existed. Obama is presiding over the largest consolidation of personal data in US history. He is creating a diversity police state where government race cops and civil-rights lawyers will micromanage demographic outcomes in virtually every aspect of society.

The first black president, quite brilliantly, has built a quasi-reparations infrastructure perpetually fed by racial data that will outlast his administration. (NYP)

Good Spying On You

WASHINGTON (AP) — Congress approved sweeping changes Tuesday to surveillance laws enacted after the Sept. 11 attacks, eliminating the National Security Agency’s disputed bulk phone-records collection program and replacing it with a more restrictive measure to keep the records in phone companies’ hands.

That’s so much better…. (sarcasm). I feel so much less violated now.

And it has a pithy new Orwellian title too. (warm & fuzzy moment).

“This legislation will strengthen civil liberty safeguards and provide greater public confidence in these programs,” Obama said in a statement. Officials said it could take at least several days to restart the collection.

Remember when this was just about foreigners? not Americans? Mind you with all the illegals they let in… 🙂

And, of course, Jar Jar Boehner did his Sith Lord’s biddings.

In an unusual shifting of alliances (HAH!), the legislation passed with the support of Obama and House Speaker John Boehner, R-Ohio, but over the strong opposition of Senate Majority Leader Mitch McConnell. McConnell failed to persuade the Senate to extend the current law unchanged, and came up short in a last-ditch effort Tuesday to amend the House version, as nearly a dozen of his own Republicans abandoned him in a series of votes.

“This is a step in the wrong direction,” a frustrated McConnell said on the Senate floor ahead of the Senate’s final vote to approve the House version, dubbed the USA Freedom Act. He said the legislation “does not enhance the privacy protections of American citizens. And it surely undermines American security by taking one more tool form our war fighters at exactly the wrong time.”

“This legislation is critical to keeping Americans safe from terrorism and protecting their civil liberties,” Boehner said. “I applaud the Senate for renewing our nation’s foreign intelligence capabilities, and I’m pleased this measure will now head to the president’s desk for his signature.”

Protect them by spying on THEM. Right…again, with the number of illegals they let in who knows what we have let into this country so naturally the government has to spy on you because they won’t secure the border.

And I have complete faith in Jar Jar.

Makes perfect sense. 😦

FREEDOM IS SLAVERY!

IGNORANCE IS STRENGTH

WAR IS PEACE

Among GOP presidential candidates, Sen. Ted Cruz of Texas was the only “yes” vote, while Sen. Marco Rubio of Florida joined Paul in opposing the bill. Sen. Lindsey Graham of South Carolina, who announced for president Monday, was absent. Independent Sen. Bernie Sanders of Vermont, who is running on the Democratic side, also voted no.

Civil liberties groups have been mixed on the legislation, but the American Civil Liberties Union applauded the vote, with Deputy Legal Director Jameel Jaffer calling it “a milestone.”

Well, if the ACLU is in favor of it, it must be good. 🙂

The some of the world’s oldest professions, Spying and Prostitution and Washington does both with gusto.

I feel so much less violated now. You hear that, NSA…. 🙂

Somewhere in Virginia a head is nodding.

Political Cartoons by Steve Kelley
Political Cartoons by Nate Beeler

The Liberal Vision

“As Stan Evans says, whatever liberals disapprove of, they want banned … and whatever they approve of, they make mandatory.” — Ann Coulter

 “If you want a vision of the future, imagine a boot stamping on a human face – forever.” – George Orwell

Liberalism is an ideology that believes in control, not freedom. That’s why liberals love the federal government so much while they detest states’ rights. It allows them to bend hundreds of millions of people to their will with one imperial edict. It’s also why liberal judges don’t believe in the Constitution like conservative justices do. Sticking to one set of rules means people have freedom to do what they want as long as they adhere to the basic rules our society was formed around. A “living constitution” means you can put the force of law behind the whims of liberal judges. Why is Barack Obama so insistent on listening in on your phone calls via NSA? Because if the government can’t watch you, it can’t tell you what to do…for your own good, of course.

Granted, conservatives aren’t perfect in these areas, but at least we believe in free speech, free markets, and states’ rights. The all-encompassing, all-smothering liberal nanny state has no use for freedom. The only freedom liberals want to give people is the “freedom” to do as they’re told.

Don’t do as I do, do as I say! Don’t question! Do it without hesitation, deviation or resistance of any kind.

1) Liberals want to control you with government regulations: There are 174,545 pages of federal regulations. Let me repeat that: there are 174,545 pages of federal regulations and the numbers are only increasing. As a practical matter, what that means is that we’ve long since passed the point where any one human being could have an understanding of all our regulations and we’ve moved on to the “we have to pass the bill so that you can find out what is in it” era. In fact, you probably did five illegal things before breakfast without having a clue about it, which you’ll find out about the moment some liberal decides you have to be put in your place and looks for a way to do it. Liberals control what you eat, what clothes you wear, what TV you watch, what kind of car you drive, what size soda you can drink, and even what toilet or light bulb you can use in your house. Complain about it and you’re accused of wanting to end restaurant inspections and safety standards that prevent cars from exploding. So, what would be wrong with permanently fixing the number of regulations at 1/10 the current number and dropping one every time a new one needs to be added? The only thing wrong with it would be that it wouldn’t allow liberals to micromanage your life.

2) Liberals want to control your major life decisions: Liberals aren’t just picking at the margins; they’re now making some of the central choices in your life. They oppose vouchers and charter schools because they want to make sure your child is exposed to the right kind of liberal propaganda courtesy of the teachersí unions. Creepily, Melissa Harris Perry took it even further when she said, “We have to break through our kind of private idea that kids belong to their parents or kids belong to their families, and recognize that kids belong to whole communities.” They don’t want to own your children’s education; they want to own your children. They control when you can retire by refusing to let people have even safe, limited investment opportunities in Social Security. Obamacare is an attempt to take over the health care system, which will literally give a liberal death panel the ability to decide whether you live or die. Given that Barack Obama himself once famously suggested, “Maybe you’re better off not having the surgery, but taking the painkiller,” that’s not a comforting thought. Shouldn’t you be making those decisions about your life instead of disconnected bureaucrats in D.C. who pay no price for being wrong when they make bad choices that hurt you?

3) They want to control your speech: Why do liberals push speech code designed to kill talk radio like the fairness doctrine and “localism?” Because talk radio is conservative and it gets an alternative viewpoint out. It’s the same reason that they futilely try to discredit Fox News and why conservative speakers on college campuses are often attacked and shouted down. It’s also why liberals embrace speech codes on college campuses and political correctness. Liberals typically don’t even argue an issue in any sort of meaningful fashion so much as they shout “racism,” “sexism,” and “extremism” in an attempt to define all differing opinions as illegitimate by default. Since liberalism works about as well as Communism in practice, the only way it can be implemented is either by force or by preventing the arguments against it from getting a fair hearing.

4) Liberals want to control minorities: If you’re not a straight white male, liberals think they own you like a slave. They’re not allowed to whip you like a slave any more, but if you leave the liberal plantation by thinking for yourself, they will try to destroy you as a human being. Why do liberals hate men like Clarence Thomas and Ben Carson so much? Because they’re successful, intelligent, well-liked black men who don’t see themselves as victims, complain incessantly about racism, or believe that they need liberals to succeed. If you’re a “feminist,” why wouldn’t you be celebrating strong, successful, much-admired women like Sarah Palin, Michele Bachmann, Dana Loesch or Michelle Malkin? Because they don’t hate men, look at themselves as victims, or believe in aborting as many children as possible. Therefore, they must be demeaned, smeared, and hurt in any way possible. What if you’re gay and don’t see yourself as a victim or believe the central focus of your entire life should be gay marriage? They want you destroyed. What if you’re a strong Hispanic man or woman who doesn’t see unlimited illegal immigration as good for the country? They hate you with the passion of a thousand suns. Liberals believe you are free to be anything you want to be, as you long as you stick to the extremely narrow, well-defined roles they’ve created that allow you to say, speak, and think whatever they tell you.

5) Liberals want to control your money: Liberals are happy to hand out food stamps, welfare, and school lunch programs. They love extending unemployment insurance benefits as long as possible. They’re big fans of people quitting their jobs and going on disability. Why? Because once you’re financially dependent on them, you’re like a dog on a leash. You’ll sleep in the doghouse, eat the Alpo, and roll over when your master says so in hopes that he’ll give you another treat. They take tax money from the states and demand those same states jump through hoops to get it back. They take money from productive Americans, use it for programs those people don’t want or need, and then take credit for spending the money while accusing the people who actually paid of being greedy for not wanting to “give” even more. You’re paying the salaries of the IRS workers who audit you for being conservative, the EPA goons who declare your land is a protected wetland when it rains, and the politicians who declare you’re a horrible racist for disagreeing with them. Liberals believe we should have a populace that is controlled by the government, not a government that is controlled by the populace. (John Hawkins)

Political Cartoons by Henry Payne

Political Cartoons by Gary McCoy

Political Cartoons by Gary Varvel

Political Cartoons by Henry Payne



 

Big Brother Loves You

Miss a Payment? Good Luck Moving That Car

The thermometer showed a 103.5-degree fever, and her 10-year-old’s asthma was flaring up. Mary Bolender, who lives in Las Vegas, needed to get her daughter to an emergency room, but her 2005 Chrysler van would not start.

The cause was not a mechanical problem — it was her lender.

Ms. Bolender was three days behind on her monthly car payment. Her lender, C.A.G. Acceptance of Mesa, Ariz., remotely activated a device in her car’s dashboard that prevented her car from starting. Before she could get back on the road, she had to pay more than $389, money she did not have that morning in March.

“I felt absolutely helpless,” said Ms. Bolender, a single mother who stopped working to care for her daughter. It was not the only time this happened: Her car was shut down that March, once in April and again in June.

This new technology is bringing auto loans — and Wall Street’s version of Big Brother — into the lives of people with credit scores battered by the financial downturn.

Maybe now they’ll get the idea even more Big Brother (government or companies) is not a good thing. I wonder when ObamaCare will adopt this? Or Maybe your Electric Company? or even Momma Obama and her Food Police?

I know! If you use too much gas and don’t have a required level of “carbon footprint” you’re tech shuts down until you learn to be a better citizen of the planet! 🙂

Naw, they’ll just expect government to “save” them from the big, bad corporations, after all this was in the The New York Times. I’m sure this was a “big bad corporate” story and I read more into it that the normal idiot on the street worried about “Dancing With The Stars”. After all, personal responsibility has no place in 21st Century America and the answer to everything is government intervention…

But Obama makes the economy, and keeps it, bad and people vote for him. So you made your bed…

Auto loans to borrowers considered subprime, those with credit scores at or below 640, have spiked in the last five years. The jump has been driven in large part by the demand among investors for securities backed by the loans, which offer high returns at a time of low interest rates. Roughly 25 percent of all new auto loans made last year were subprime, and the volume of subprime auto loans reached more than $145 billion in the first three months of this year.

Just like the housing market. Boy, when this subprime crashes, it could really CRASH

But before they can drive off the lot, many subprime borrowers like Ms. Bolender must have their car outfitted with a so-called starter interrupt device, which allows lenders to remotely disable the ignition. Using the GPS technology on the devices, the lenders can also track the cars’ location and movements.

Big Brother is watching you. But ObamaCare is ok… 🙂

The devices, which have been installed in about two million vehicles, are helping feed the subprime boom by enabling more high-risk borrowers to get loans. But there is a big catch. By simply clicking a mouse or tapping a smartphone, lenders retain the ultimate control. Borrowers must stay current with their payments, or lose access to their vehicle.

Sound like the Housing crash, 10 years prior to the crash? 🙂

Photo

Credit

“I have disabled a car while I was shopping at Walmart,” said Lionel M. Vead Jr., the head of collections at First Castle Federal Credit Union in Covington, La. Roughly 30 percent of customers with an auto loan at the credit union have starter interrupt devices.

Now used in about one-quarter of subprime auto loans nationwide, the devices are reshaping the dynamics of auto lending by making timely payments as vital to driving a car as gasoline.

Seizing on such technological advances, lenders are reaching deeper and deeper into the ranks of Americans on the financial margins, with interest rates on some of the loans exceeding 29 percent. Concerns raised by regulators and some rating firms about loose lending standards have disturbing echoes of the subprime-mortgage crisis.

ECHO ECHO ECHO!!! Now pinch hitting for Pedro Borbone…Manny Mota! 🙂

When in Debt, Spend even more! The Obama Mantra!

As the ignition devices proliferate, so have complaints from troubled borrowers, many of whom are finding that credit comes at a steep price to their privacy and, at times, their dignity, according to interviews with state and federal regulators, borrowers and consumer lawyers.

Welcome to Big Brother land. The land where your overseers are everywhere and know everything at all times. But not to worry, The IRS and The NSA are there to save you… 🙂

Some borrowers say their cars were disabled when they were only a few days behind on their payments, leaving them stranded in dangerous neighborhoods. Others said their cars were shut down while idling at stoplights. Some described how they could not take their children to school or to doctor’s appointments. One woman in Nevada said her car was shut down while she was driving on the freeway.

Beyond the ability to disable a vehicle, the devices have tracking capabilities that allow lenders and others to know the movements of borrowers, a major concern for privacy advocates. And the warnings the devices emit — beeps that become more persistent as the due date for the loan payment approaches — are seen by some borrowers as more degrading than helpful.

I wonder when there Air Conditioner/Heater in their house starts beeping because the EPA  doesn’t like you “wasting” energy will they get it?

Oh, that’s right, The EPA Hates fossil fuels to begin with. Problem solved! 🙂

“No middle-class person would ever be hounded for being a day late,” said Robert Swearingen, a lawyer with Legal Services of Eastern Missouri, in St. Louis. “But for poor people, there is a debt collector right there in the car with them.”

So No Democrat has seized on this one yet? They love a good “corporate exploitation”
while they promote Government exploitation! 🙂

Lenders and manufacturers of the technology say borrowers consent to having these devices installed in their cars. And without them, they say, millions of Americans might not qualify for a car loan at all.

Just like the houses in the 1990s.

A Virtual Repo Man

Photo

"I have disabled a car while I was shopping at Walmart," said Lionel M. Vead Jr., the head of collections at First Castle Credit Union in Covington, La., who said that starter interrupt devices and GPS tracking technology had made his job easier.
“I have disabled a car while I was shopping at Walmart,” said Lionel M. Vead Jr., the head of collections at First Castle Credit Union in Covington, La., who said that starter interrupt devices and GPS tracking technology had made his job easier.Credit Cheryl Gerber for The New York Times

From his office outside New Orleans, Mr. Vead can monitor the movements of about 880 subprime borrowers on a computerized map that shows the location of their cars with a red marker. Mr. Vead can spot drivers who have fallen behind on their payments and remotely disable their vehicles on his computer or mobile phone.

The devices are reshaping how people like Mr. Vead collect on debts. He can quickly locate the collateral without relying on a repo man to hunt down delinquent borrowers.

Gone are the days when Mr. Vead, a debt collector for nearly 20 years, had to hire someone to scour neighborhoods for cars belonging to delinquent borrowers. Sometimes locating one could take years. Now, within minutes of a car’s ignition being disabled, Mr. Vead said, the borrower calls him offering to pay.

“It gets their attention,” he said.

Mr. Vead, who has a coffee cup that reads “The GPS Man,” has been encouraging other credit unions to use the technology. And the devices — one version was first used to help pet owners keep track of their animals — are catching on with a range of subprime auto lenders, including companies backed by private equity firms and credit unions.

Photo

Using his computer or cellphone, Mr. Vead can monitor the movements of about 880 subprime borrowers, and if they are late in making a payment, he can disable their vehicles.
Using his computer or cellphone, Mr. Vead can monitor the movements of about 880 subprime borrowers, and if they are late in making a payment, he can disable their vehicles.Credit Cheryl Gerber for The New York Times

Mr. Vead says that first, he tries reaching a delinquent borrower on the phone or in person. Then, only after at least 30 days of missed payments, he typically shuts down cars when they are parked at the borrower’s house or workplace. If there is an emergency, he says, he will turn a car back on.

None of the borrowers or consumer lawyers interviewed by The New York Times raised concerns about the way Mr. Vead’s credit union uses the devices. But other lenders, they said, were not as considerate, marooning drivers in far-flung places and often giving no advance notice of a shut-off. Lenders say that they exercise caution when disabling vehicles and that the devices enable them to extend more credit.

Without the use of such devices, said John Pena, general manager of C.A.G. Acceptance, “we would be unable to extend loans because of the high-risk nature of the loans.”

But then their new cash cow would dry up, just like the housing market…

The growth in the subprime market has been good for the devices’ manufacturers. At Lender Systems of Temecula, Calif., which sells a range of starter interrupt devices, revenue has more than doubled so far this year, buoyed by an influx of new credit union customers, said David Sailors, the company’s executive vice president.

Mr. Sailors noted that GPS tracking on his company’s devices could be turned on only when borrowers were in default — a policy, he said, that has cost it business.

The devices, manufacturers say, are selling well because they are proving effective in coaxing payments from even the most troubled borrowers.

I wonder if Michelle Obama could get this for Grocery Carts or Cash Registers? Instead of nagging you not to buy that Cheesecake it simply won’t let you buy it!!

Imagine that as a way to make “fat” people do what Momma Obama Wants! 🙂

A leading device maker, PassTime of Littleton, Colo., says its technology has reduced late payments to roughly 7 percent from nearly 29 percent. Spireon, which offers a GPS device called the Talon, has a tool on its website where lenders can calculate their return on capital.

Fears of SurveillanceCredit

While the devices make life easier for lenders, their ability to track drivers’ movements has struck a nerve with a number of borrowers and some government authorities, who say they are a particularly troubling example of personal-data gathering and surveillance.

At its extreme, consumer lawyers say, such surveillance can compromise borrowers’ safety. In Austin, Tex., a large subprime lender used a device to track down and repossess the car of a woman who had fled to a shelter to escape her abusive husband, said her lawyer, Amy Clark Kleinpeter.

The move to the shelter violated a clause in her auto loan contract that restricted her from driving outside a four-county radius, and that prompted the lender to send a tow truck to take back the vehicle. If the lender could so easily locate the client, Ms. Kleinpeter said, what was stopping her husband?

BIG BROTHER IS WATCHING YOU. Say is that a drone outside your window, or just the IRS?  🙂

“She was terrified her husband would be able to find out where she was from the tow truck company,” said Ms. Kleinpeter, a consumer lawyer in Austin, who said a growing number of her clients had the devices installed in their cars.

Lenders and manufacturers emphasize that they have strict guidelines in place to protect drivers’ information. The GPS devices, they say, are predominantly intended to help lenders and car dealerships locate a car if they need to repossess it, not to put borrowers under surveillance.

Spireon says it can help lenders identify signs of trouble by analyzing data on a borrower’s behavior. Lenders using Spireon’s software can create “geo-fences” that alert them if borrowers are no longer traveling to their regular place of employment — a development that could affect a person’s ability to repay the loan.

A Spireon spokeswoman said the company takes privacy seriously and works to ensure that it complies with all state regulations.

Corinne Kirkendall, vice president for compliance and public relations for PassTime, which has sold 1.5 million devices worldwide, says the company also calls lenders “if we see an excessive use” of the tracking device.

Even though the device made her squeamish, Michelle Fahy of Jacksonville, Fla., agreed to have one installed in her 2001 Dodge Ram because she needed the pickup truck for her job delivering pizza.

Shortly after picking up her four children from school one afternoon in January, Ms. Fahy, 42, said she pulled into a gas station to fill up. But when she tried to restart the truck, she was not able to do so.

Then she looked at her cellphone and noticed a string of missed calls from her lender. She called back and asked, “Did you just shut down my truck?” and the response was “Yes, I did.”

To get her truck restarted, Ms. Fahy had to agree to pay the $255.99 she owed. As she pleaded for more time, her children grew confused and worried. “They were in panic mode,” she said. Finally, she said she would pay, and within minutes she was able to start her engine.

Borrowers are typically provided with codes that are supposed to restart the vehicle for 24 hours in case of an emergency. But some drivers say the codes fail. Others say they are given only one code a month, even though their cars are shut down more often.

Some drivers take matters into their own hands. Homemade videos on the Internet teach borrowers how to disable their devices, and Spireon has started selling lenders a fake GPS device called the Decoy, which is meant to trick borrowers into thinking they have removed the actual tracking system, which is installed along with the Decoy.

The War Begins…

Oscar Fabela Jr., who said his 2007 Dodge Magnum was routinely shut down even when he was current on his $362 monthly car payment, discovered a way to circumvent the system.

That trick came in handy when he returned from seeing a movie with a date, only to find his car would not start and the payment reminder was screaming like a burglar alarm.

“It sounded like I was breaking into my own car,” said Mr. Fabela, 26, who works at a phone company in San Antonio.

While his date turned the ignition switch, Mr. Fabela used a screwdriver to rig the starter, allowing him to bypass the starter interruption device.

Mr. Fabela’s car eventually started, but it was their only date.

“It didn’t end well,” he said.

Government Scrutiny

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"I felt like even though I made my payments and was never late under my contract, these people could do whatever they wanted," said T. Candice Smith, who testified before the Nevada Legislature that her car, which had a starter interrupt device installed, was shut down while she was driving on a Las Vegas freeway, nearly causing her to crash.
“I felt like even though I made my payments and was never late under my contract, these people could do whatever they wanted,” said T. Candice Smith, who testified before the Nevada Legislature that her car, which had a starter interrupt device installed, was shut down while she was driving on a Las Vegas freeway, nearly causing her to crash.Credit John Gurzinski for The New York Times

Across the country, state and federal authorities are grappling with how to regulate the new technology.

Consumer lawyers, including dozens whose clients’ cars have been shut down, argue that the devices amount to “electronic repossession” and their use should be governed by state laws, which outline how much time borrowers have before their cars can be seized.

State laws governing repossession typically prevent lenders from seizing cars until the borrowers are in default, which often means that they have not made their payments for at least 30 days.

The devices, lawyers for borrowers argue, violate those laws because they may effectively repossess the car only days after a missed payment. Payment records show that Ms. Bolender, the Las Vegas mother with the sick daughter, was not in default in any of the four instances her ignition was disabled this year.

PassTime and the other manufacturers say they ensure that their devices comply with state laws. C.A.G. declined to comment on Ms. Bolender’s experiences.

State regulators are also examining whether a defective device could endanger the borrowers or other drivers on the road, according to people with knowledge of the matter who spoke on the condition of anonymity.

Last year, Nevada’s Legislature heard testimony from T. Candice Smith, 31, who said she thought she was going to die when her car suddenly shut down, sending her careening across a three-lane Las Vegas highway.

“It was horrifying,” she recalled.

Ms. Smith said that her lender, C.A.G. Acceptance, had remotely activated her ignition interruption device.

“It’s a safety hazard for the driver and for all others on the road,” said her lawyer, Sophia A. Medina, with the Legal Aid Center of Southern Nevada.

Mr. Pena of C.A.G. Acceptance said, “It is impossible to cause a vehicle to shut off while it is operating,” He added, “We take extra precautions to try and work with and be professional with our customers.” While PassTime, the device’s maker, declined to comment on Ms. Smith’s case, the company emphasized that its products were designed to prevent a car from starting, not to shut it down while it was in operation.

“PassTime has no recognition of our devices shutting off a customer while driving,” Ms. Kirkendall of PassTime said.

In her testimony, Ms. Smith, who reached a confidential settlement with C.A.G., said the device made her feel helpless.

“I felt like even though I made my payments and was never late under my contract, these people could do whatever they wanted,” she testified, “and there was nothing I could do to stop them.”

But you want Big Brother,especially King Obama, to fix it!

Hilarious! 🙂

Political Cartoons by Bob Gorrell

Political Cartoons by Michael Ramirez
Political Cartoons by Dana Summers

Missing

Political Cartoons by Michael Ramirez

The IRS said it could not recover an untold number of emails to and from Lois Lerner, the former head of the IRS tax-exempt organizations unit, because of a hard drive crash. That time period — from January 2009 to April 2011 – included a critical time in the IRS’ extra scrutinizing of Tea Party and other conservative groups.

Lerner has refused to testify on the subject, meaning that her emails are one of the only records of what happened in her own words.

How convenient. I suppose the backups also “disappeared” mysteriously.

Gee, maybe Nixon should have just said, “hey, the tapes were mangled. It happens” and Woodward & Bernstein would have go, “oh, yeah happens every day. Nothing to see here” and go on their way.

Asked by a reporter aboard Air Force One whether he thought the technical glitch was in fact a “reasonable explanation,” Earnest, the incoming press secretary, was at first dismissive.

So, he’s the next Liar-For-The-King that explains it. 🙂

“You’ve never heard of a computer crashing before?” Earnest asked.

Whoopsie, How clumsy are we… 🙂

When pressed that emails are stored on servers and not hard drives, Earnest gave a more detailed response, including attacking Republicans in Congress.

“I think it’s entirely reasonable because it’s the truth and it’s a fact,” Earnest said. “And speculation otherwise I think is indicative of conspiracies that are propagated in a way that left people with a disinformation about exactly what occurred.”

Earnest said the IRS provided 67,000 emails to and from Lerner to congressional committees. He said this included emails during the period of time that the IRS said the crash included.

“So a good-faith effort has been made by the IRS to cooperate with congressional oversight,” Earnest continued. “The far-fetched skepticism expressed by some Republican members of Congress is not at all surprising and not particularly believable.”

The IRS notified Congress late Friday afternoon that because of a computer crash in 2011, it would not be able to recover some of Lerner’s emails from January 2009 to April 2011.

An IT expert told TheBlaze Friday it would be nearly impossible for the IRS not to have backup for such emails.

Norman Cillo, an Army veteran who worked in intelligence and a former program manager at Microsoft, argued it is very difficult to lose emails for good and believes Congress is “being lied to.”

D’oh!

 Anyone wanna ask the NSA? 🙂

The IRS descends into criminal enterprise, with word of a 26-month gap of lost emails from the very period it was illegally targeting Tea Party groups. Computer crash? Try obstruction of justice.

Just as the claim that President Nixon’s secretary, Rose Mary Woods, inadvertently hit the “erase” button instead of “pause” gave impetus to the drive to impeach Nixon, so too should the IRS announcement that it can’t find two years of Lois Lerner’s emails lead to a criminal investigation of this administration and creation of a select committee.

In April we wrote, “Lois Lerner Should Go To Jail.” We think so now more than ever and also that she shouldn’t be the only one to be measured for an orange jumpsuit. As in Watergate, this fish rots from the head.

We are reminded how, during his Arizona State University commencement speech in 2009, President Obama noted that ASU had refused to grant him an honorary degree and “joked” that “President (Michael) Crowe and the Board of Regents will soon learn all about being audited by the IRS.”

The joke was not funny then and is less funny now. It was a predictor of administration behavior. Lerner’s knowledge of and participation in planning to use the IRS as a political weapon, in coordination with the White House, is why she twice invoked the Fifth Amendment in her congressional visits, even as she was cooperating — or is it coordinating? — with Eric Holder’s Justice Department.

As Joseph Curl notes in the Washington Times, the Articles of Impeachment against Nixon charged that he “endeavored to obtain from the Internal Revenue Service, in violation of the constitutional rights of citizens, confidential information contained in income tax returns for purposes not authorized by law, and to cause, in violation of the constitutional rights of citizens, income tax audits or other income tax investigation to be initiated or conducted in a discriminatory manner.”

Sounds like IRS targeting of the Tea Party to us. The president’s defenders have told of rogue agents in Cincinnati and other tales while claiming that the trail doesn’t lead to the White House. The missing Lerner emails might show a trail straight into the Oval Office.

A statement from the House Ways and Means Committee after Friday’s announcement noted how implausible and convenient it was that the IRS computer crashed and lost Lerner emails from January 2009 to April 2011.

Due to the supposed crash, it said, the agency has only Lerner’s emails to and from other IRS staff during this time. The IRS says it can’t produce emails “written only to or from Lerner and outside agencies or groups, such as the White House, Treasury, Department of Justice, FEC, or Democrat offices.”

Lerner was justifiably charged with contempt of Congress. The entire Obama administration is in contempt of Congress, the American people, the law and the Constitution. As in Watergate, more than a few individuals warrant prosecution and incarceration. But that would have to come from Eric Holder’s Justice Department, an organization shown to be as corrupt as the IRS.

Watergate’s John Mitchell was the first attorney general to be convicted and imprisoned due to illegal activities. We suggest that he shouldn’t be the last. (IBD)

But he’s the Kings loyal hatchet man. So you’ll just have to get over it. Move on…Nothing to see here.

Obama: Winter Soldier

Hail Hydra bumper sticker-J

Great movie and truly a uniting message. I can’t imagine the American that doesn’t see this movie and then hear those like Rand Paul and not understand the clear and present danger we are a country and a world from elites in the name of security.-Glenn Back on Captain America: The Winter Soldier

In an interview with Asawin Suebsaeng of Mother Jones, the film’s directors, Anthony and Joe Russo, confirm that this was by design.

“[Marvel] said they wanted to make a political thriller,” says Joe Russo, who directed the film with his brother Anthony. “So we said if you want to make a political thriller, all the great political thrillers have very current issues in them that reflect the anxiety of the audience…That gives it an immediacy, it makes it relevant. So [Anthony] and I just looked at the issues that were causing anxiety for us, because we read a lot and are politically inclined. And a lot of that stuff had to do with civil liberties issues, drone strikes, the president’s kill list, preemptive technology.”

But at the heart of the explosion and melee -filled film are the political themes, including targeted killing. “The question is where do you stop?” Joe says. “If there are 100 people we can kill to make us safer, do we do it? What if we find out there’s 1,000? What if we find out there’s 10,000? What if it’s a million? At what point do you stop?” (MJ & Reason)


The corruptor is political and openly expresses the left-wing ethos on just about everything (ObamaCare, abortion, the environment) with a statement along the lines of, “I’m willing to kill 20 million people to save 7 billion.”

Near the end of his administration, Hollywood spent somewhere around a billion dollars bashing George W. Bush with a relentless series of awful anti-troop/anti-American films that flopped at a 100% rate.  Unfortunately for Obama, “Winter Soldier” is already a mammoth critical and box office hit.

Remember the George W. Bush Assassination Movie?

Only the extreme left does because they were the only ones who saw it.

The message against him is being blasted out far and wide. (BH)

Rogers, as Captain America, is a throwback to “the greatest generation,” a symbol of American idealism and a reminder of how much has changed in the landscape of warfare. He is a museum piece – literally, he visits an exhibit dedicated to his legacy, presumably at a Smithsonian museum. (US News)

Maybe that’s a new “Inconvenient Truth”. 🙂

But then there’s the real world:

Imagine a world where drones never have to touch the ground after takeoff. That’s what MIT PhD. candidate Joseph Moore did, and now he’s on the cusp of creating a drone that can “perch” on power lines just like birds to recharge its batteries.

Mr. Moore gave Business Insider a demonstration of the technology he’s perfecting by using a glider as proof of concept.


In short, if a drone is equipped with the a magnetometer it should be possible to make the aircraft capable of identifying magnetic fields given off by power lines, home in on the signal they emit, and then maneuver in such a way that would allow the drone to perch until fully charged.

Developing such a system for fixed wing aircraft is desirable because of their ability to carry heavier loads than those that use a quadrotor design, Business Insider reported.

During the demo it was given by Mr. Moore, Business Insider reported that the glider, even without a fully-developed perching mechanism, was able to come “within centimeters” of a mock power line. (WT)

Hmmm….

Ezekiel 25:17

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he, who in the name of charity and good will, shepherds the weak through the valley of darkness, for he is truly his brother’s keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who would attempt to poison and destroy my brothers. And you will know my name is the Lord when I lay my vengeance upon thee.

Hail Hydra! 🙂

Political Cartoons by Lisa Benson

Drunk Driving

Jeffrey Toobin, a writer for The New Yorker, denied that any constitutional protections for his profession even existed. “It won’t take me long to alienate everyone in the room,” he declared. “For better or worse, it has been clear there is no journalistic privilege under the First Amendment.”

Yeah, that whole Freedom of the Press thing is non-existent, they are just puppets for the Master to pull and have no brains of their own and no rights. 🙂

Robert Litt, the administration’s top lawyer for the national intelligence community, agreed with that statement. At the same conference, he likened reporting on national security leaks to drunk driving, arguing that we ban the practice despite the fact that there isn’t always a victim.

Yeah, banning it , making it against the law, putting people in jail, fining them has really stop them and of course, there are never any “victims”.

What an Orwellian clod.

“Not every drunk driver causes a fatal accident,” he explained, “but we ban drunk driving because it increases the risk of accidents. In the same way, we classify information because of the risk of harm, even if no harm actually can be shown in the end from any particular disclosure.”

Well, there sure was no harm in Benghazi! Or The NSA spying on you… None at all.

Don’t be a “victim”, unless you’re a liberal under attack for their own crap.

Then you’re just a racist. 🙂

Michelle Malkin: At the end of 2013, Democratic Rep. Debbie Wasserman Schultz had some nasty words for yours truly. Irked that I used my Twitter feed to criticize her Obamacare propaganda efforts, Wasserman Schultz snarked back at me:

“Thanks for spreading the word! You’ll be eating them next year. #GetCovered.”

Classy as always. And completely wrong-headed as usual. Less than three months into 2014, how’s dutiful Debbie and her Dear Leader’s pet government takeover program doing? The most recent retreat measures — call it the Obamacare Endangered 2014 Midterm Democrats’ Rescue Plan — include:

–Allowing insurers for two extra years to continue selling plans that otherwise would have been banned by Obamacare. Last fall, Americans across the country and from all parts of the political spectrum raised an uproar in the wake of millions of Obamacare-induced cancellation notices on their individual market health plans. President Obama trotted out a “keep your plan” Band-Aid effective through this year. Now, the “transitional period” will extend through October 2016 and cover policyholders until the following September, after Obama is safely out of office.

–Extending the open enrollment period for 2015 from November 2014 to February 2015, a month longer than originally scheduled. (It will no doubt be extended again as the midterm elections get closer.)

–Relaxing eligibility requirements for insurers to qualify for financial help under a three-year program intended to cushion insurers’ costs of complying with Obamacare mandates.

–Exempting labor unions, universities and other self-insured employers from paying a fee that creates the above-noted fund.

In addition, the White House last month allowed medium-sized employers an extra year to comply with the Obamacare mandate to offer insurance to all full-time workers and reduced the percentage of workers that large companies are required to cover. These latest regulatory walk-backs by administrative fiat all come on the heels of dozens of administrative delays and rollbacks.

While Democrats complain about Republican Obamacare repeal efforts, we may be nearing a special inflection point at which the White House will have reneged on more Obamacare regulations than it’s actually enforcing!

And all by Executive Fiat, mind you.

Nope, nothing to see here… 🙂

Political Cartoons by Jerry Holbert

Political Cartoons by Michael Ramirez

Political Cartoons by Glenn McCoy