7 Year Rash

Today is the 7th Anniversary of this blog. For a long time this year I considered making this one my last because, quite simply, The Stupid Have Inherited the Earth. Intelligence and Common Sense (let alone <gasp> Logic) are Politically Incorrect. Hell, some Leftists have decreed that just saying “politically incorrect” is Politically Incorrect. 😦

So instead I thought I’d revisit one of my favorites from the last 7 years.

This also goes out the #NeverTrump -ers who are so mindlessly obsessed with hating Donald Trump that they are willing Hillary into the White House.

Hate never felt so Right. 🙂

And a special shout out to the Sabotage Republicans (The Establishment ones and their followers) WHO ALSO want Hillary.

The Generations (and possibly permanent) of damage you want to inflict on what’s LEFT of this country is so short-sighted you deserve her.

It will be YOUR fault.

Agree with me or else!

To the future or to the past, to a time when thought is free, when men are different from one another and do not live alone — to a time when truth exists and what is done cannot be undone: From the age of uniformity, from the age of solitude, from the age of Big Brother, from the age of doublethink — greetings! -George Orwell

So with that in mind, cast your mindless adherence to January 21, 2012  and this Blog and see yourselves currently in it also.

THE ZOMBIE HOARD

They are just a zombie hoard.

Remorseless. Merciless. Incapable of shame, morals or ethics.

They want want what they want when they want it and because they want it and will do anything to get it. Relentlessly.

And what they want is YOU. You to be either converted or cow-towed to their every whim. To do whatever they want when they want it.

Evidence John King, the CNN Liberal Moderator of the South Carolina Debate. He opens the debate with a salicious question to Gingrich about his “open marriage” and Gingrich blows him to bits for it and the crowd goes wild.

He did this to prove his “courage” to stand up to the evil “right wingers” and puff out his chest that he was “journalist” and was going to bravely confront the issue. Meanwhile, anything remotely damaging to President Obama is ignored with great speed and spin.🙂

2016: Just Like they do with Hillary. The Debate will be set up to show that Trump is grumpy, unstable and mean. The fact that Hillary is a congenital, sociopathica Liar has no bearing on the debates whatsover.

Their will be more Candy Crowley moments than ever.

And the Zombie hoard will eat it up like candy. “Brains…”

“In times of universal deceit, telling the truth is a revolutionary act”.- George Orwell.

And their has never been more deceit now than ever in American History and more mindless Zombie Hoards out to make sure “What difference does it make, anyways?”

Rush Limbaugh (who I rarely get a chance to listen to because of my work schedule): Now, let me tell you one thing here, folks: You cannot shame the mainstream media. If any of you are thinking that the media learned a lesson — if any of you believe that the media finally had it handed to ’em, if you believe that the media had their eyes opened and they are fully awake now and they understand what they’re dealing with — forget it. John King is proud of what happened last night. John King is a hero in the Main Street media because he didn’t back down, because he continued to illustrate how it is that the media does really control the agenda. That was a demonstration of the power they hold over every public figure’s head, that they choose to hold like a guillotine. John King… There may even be some jealousy and envy within the journalist ranks (well, not journalists; within the Democrat Party ranks) because John King is a guy that got in Newt’s face, stared him down — and the fact that Newt told him off? It’s a badge of honor. If you are thinking that John King was embarrassed and ran away with his tail tucked between his legs and learned his lesson and it’ll never happen again? Ah, ah, ah, ah. You cannot shame the mainstream media. They are proud of this. They delight in their power to destroy candidates that they don’t like.

And they don’t like anyone who doesn’t cow-tow to them.

2016: They made THEIR Choice. Now it’s you’re Zombie duty to vote for it or else.

“At the end of the day the message to every conservative who hasn’t run for office is: “You want a piece of this? You want some of this? You want Brian Ross hounding you and your ex-wife and then you want me asking you about it on national TV the next night? Come on in. We’re ready.” That’s the message from John King and CNN last night, and do not doubt me on this.”

2016: look at the evidence, every time new “evidence” comes out about Hillary they bury it. Every time Trump even raises his voice or say one less than perfect political phrase they are on it like flies on shit and they stick to it like super glue and blow it up.

mountain

So the alternative is to cow-tow. To live in fear of the Liberal wrath.

2016: To acquiesce. Given in, the Ministry of Truth has the system rigged.

Hell, the Democrats got caught rigging the Primary, blatantly.

No one really cared.

The Zombie Hoard just went, “oh” and moved on. The Media covered it up.

Debbie Wasserman-Schultz was sacrificed.

End of Story.

#2: Hillary is caught re-handed on the Email Scandal. The FBI even says so. But since Comey has connections to Clinton and doesn’t want to have a mysterious “accident” she is not prosecuted.

Future Hillary Supreme Court Nominee Loretta Lynch, Attorney General and Clinton Cronie refuses to prosecute her.

Other people not connected to Clinton aren’t so lucky.

David_Petraeus

And the reaction from the Zombie Hoard, “Yawn”.

Hillary is still leading in the Polls!

“Brains…”

The Food Police. The TSA. The EPA. The Justice Department. Homeland Security. The FCC.

Because if they can’t make you a zombie, they can at least make you a peasant in fear of your Masters who will not challenge them or not have the power to challenge them.

“[…]you don’t have to be Sun freakin Tzu to know that real fighting isn’t about killing or even hurting the other guy, it’s about scaring him enough to call it a day.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

They’ll just turn your children into zombies instead. 12 years of Grade School and 4 years of College is a lot of Zombie Voodoo time after all. And “getting them while they are young” is entirely within the Zombie Liberal playbook. Make them a zombie before they even know what one is and then make them as immune as possible to any anti-virus and get them addicted to their own Kool-Aid. Feed it to them constantly through the Media and the Internet.

2016: They’ll DEMAND Segregation, “Safe Spaces”, “Diversity” and “Inclusion” mindlessly and will trample Free Speech because they don’t want to be “offended”.

FREEDOM IS SLAVERY

WAR (Class, Gender, Race, Religion) IS PEACE

IGNORANCE IS STRENGTH

Hell, even white people getting a tan will set the little zombie off…

What it does is illustrate that they can be dealt with. But you can’t beat ’em. They’re not gonna be shamed. They’re not going to be shamed into stopping the coverage of conservatives as they do it. It’s going to continue. No matter what kind of shame you think they suffer in a contest like that — no matter how much money they lose, no matter how many of them get fired, no matter how many magazines or TV stations or newspapers get shut down — they are not gonna change. They are hard-core, leftists”

And as I have said over and over again, they are have no morals or ethics because they are governed not by logic and reason but by emotions, mostly the most basic of primitive emotions, Fear, Lust (for power), anger, jealousy, ENVY, etc. –Raw emotions.

2016: THE END JUSTIFIES THE MEANS!

Which is why when you engage them they sound and act like an immature 5 year old. And as we all know from childhood development the child has to develop a sense of shame by have having boundaries and limitations and consequences. And if they don’t, they will grow up with little to no sense of shame.

disagree

2016: “Microaggressions” anyone?

They are usually called sociopaths. I can call them Liberal Zombies.

2016: And the #Never Trumpers and Establishment RINOs.

Liberals have no shame. They want what they want when they want it because they want it.

2016: And the #Never Trumpers and Establishment RINOs.

“…one of the upsides that isn’t gonna happen is the media saying, “Gosh, we’ve been so mean to these people and so unfair. You know, maybe we ought to start being fair.” That’s not going to happen.

Liberals talk about being “fair” which means you’re being unfair to them and should do what they want.

Liberals talk about “compassion” but it’s to make you feel guilty, not them, and to do what they want.

Liberals will talk about “bi-partisanship” but that just means you have to compromise your principles so they can do what they want.

“Diversity” means you’re evil and need to do what they say to repent for your sins.

2016: “Inclusion” Means you include everything THEY say and do it without hesitation.

They are a remorseless hoard. They want what they want when they want it and on their terms only.

Give them everything they want or they’ll cry, scream, bitch, moan, pout and lash out at you.

2016: “White Privilege” anyone?

That is their primitive zombie hoard mentality. And they want YOU.extremists

“Lies are neither bad nor good. Like a fire they can either keep you warm or burn you to death, depending on how they’re used.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“Most people don’t believe something can happen until it already has. That’s not stupidity or weakness, that’s just human nature.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“Often, a school is your best bet-perhaps not for education but certainly for protection from an undead attack.”
― Max Brooks, The Zombie Survival Guide

“Remember; no matter how desperate the situation seems, time spent
thinking clearly is never time wasted.”
― Max Brooks, The Zombie Survival Guide

“I think that most people would rather face the light of a real enemy than the darkness of their imagined fears.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“They feel no fear, why should you?”– Max Brooks

“The zombie may be gone, but the threat lives on.”
― Max Brooks, The Zombie Survival Guide

Get rid of one zombie, and 10 more will take it’s place. So you have to be ready to do battle constantly.

Look at 2010. The Democrats suffered the worst defeat in 80 years. Does it look like they learned ANYTHING?

No.

As a matter of fact the zombie hoard is even tighter, even more determined than ever. They want it EVEN MORE.

So if we defeat then in 2012 will they go away?

HELL NO!

2016: They weren’t defeated. Even more hoards joined them. So if they are beat in 2016 will they finally be defeated and go away.

HELL NO!

They will just keep coming back like a remorseless zombie hoard until you are overwhelmed.

Which is why you will have to fight them all of your days, your kids days and their kids days until the infection is wiped out.

But like any good zombie plaque it only takes 1 to re-ignite it and spread it all over again.

And these zombies have Media and Internet outlets! (and Europe!)

“Looking back, I still can’t believe how unprofessional the news media was. So much spin, so few hard facts. All those digestible sound bites from an army of ‘experts’ all contradicting one another, all trying to seem more ‘shocking’ and ‘in-depth’ than the last one. It was all so confusing, nobody seemed to know what to do.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“The only rule that ever made sense to me I learned from a history, not an economics, professor at Wharton. “Fear,” he used to say, “fear is the most valuable commodity in the universe.” That blew me away. “Turn on the TV,” he’d say. “What are you seeing? People selling their products? No. People selling the fear of you having to live without their products.” Fuckin’ A, was he right. Fear of aging, fear of loneliness, fear of poverty, fear of failure. Fear is the most basic emotion we have. Fear is primal. Fear sells.
― Max Brooks, World War Z: An Oral History Of The Zombie War

The Democrat Party in a nutshell.

FEAR IS HOPE!

My own personal Fourth Orwellian Precept (which includes WAR IS PEACE, FREEDOM IS SLAVERY, and IGNORANCE IS STRENGTH).

“If you believe you can accomplish everything by “cramming” at the eleventh hour, by all means, don’t lift a finger now. But you may think twice about beginning to build your ark once it has already started raining”
― Max Brooks, The Zombie Survival Guide

“When I believe in my ability to do something, there is no such word as no.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“. . . show the other side, the one that gets people out of bed the next morning, makes them scratch and scrape and fight for their lives because someone is telling them that they’re going to be okay.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“This is the only time for high ideals because those ideals are all that we have. We aren’t just fighting for our physical survival, but for the survival of our civilization. We don’t have the luxury of old-world pillars. We don’t have a common heritage, we don’t have a millennia of history. All we have are the dreams and promises that bind us together. All we have…is what we want to be.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

“…We were a shaken, broken species, driven to the edge of extinction and grateful only for tomorrow with perhaps a little less suffering than today. Was this the legacy we would leave our children, a level of anxiety and self-doubt not seen since our simian ancestors cowered in the tallest trees? What kind of world would they rebuild? Would they rebuild at all? Could they continue to progress, knowing that they would be powerless to reclaim their future? And what if that future saw another rise of the living dead? Would our descendants rise to meet them in battle, or simply crumple in meek surrender and accept what they believe to be their inevitable extinction? For this alone, we had to reclaim our planet. We had to prove to ourselves that we could do it, and leave that proof as this war’s greatest monument. The long, hard road back to humanity, or the regressive ennui of Earth’s once-proud primates. That was the choice, and it had to be made now.”
― Max Brooks, World War Z: An Oral History Of The Zombie War

The Future is yours. So is living through “The Walking Dead” and “1984” for real.

truth

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Epic Fail

With major insurers poised to pull out of the exchanges, out-of-pocket costs soaring, premiums rising across the board, the overall healthcare cost curve rising, and access to care constricting for millions, defenders of the unpopular Obamacare program have been clinging to the thin reed that the new law has at least provided coverage to millions of Americans. This is a weak argument, for two reasons: (1) The “Affordable” Care Act, by definition, emphasized affordability. The sales pitch was that the legislation would lower rates, improve care, and insure tens of millions — while reducing costs overall, and allowing anyone who was happy with their existing arrangement to keep it. A no-loss proposition. This was pure, dishonest fantasy, of course; the American people smelled a rat from the beginning, which is why disapproval of Obamacare has significantly outpaced approval ever since it was introduced in 2009. (2) Celebrating the fact that millions of people have signed up for coverage for which they are legally obligated to sign up isn’t exactly an achievement, especially when one considers how many people have run the math and chosen to pay for the privilege of remaining uninsured because they can’t afford the “Affordable” Care Act.  And when one considers how many of the “new” enrollees previously had insurance.  But even on the sign-ups metric, the law is failing, and failing badly. Decline:

ObamaCare will enroll significantly fewer people than expected in 2016, ending the year with about 13 million customers, the Congressional Budget Office (CBO) said Monday. The figure, which was included in an expansive budget report, is a decline of about 40 percent from last year’s enrollment prediction of about 20 million people. The latest projections confirm the Obama administration’s previous assessment that fewer people are signing up as the marketplace closes in on its third enrollment season — the final one under President Obama.


The New York Times also notes the dramatic downgrade, speculating that future projections are also likely to be slashed:

When the Affordable Care Act was drafted, the Congressional Budget Office expected people to sign up quickly for new health insurance. Now, two years into the law, it’s clear that progress is going to be slower. The Obama administration acknowledged as much in late 2014, and again in October, when it presented its own modest predictions. Monday, the budget office also agreed, slashing its 2016 estimate by close to 40 percent…It has proved harder to spread the word about new health insurance, and harder yet to persuade people to shell out money for new health insurance they hadn’t had in their household budgets… The budget office’s estimates for future years won’t be released until March, but it seems reasonable to assume they will also come down.


The Times story tries to salvage some good news from this disaster, desperately editorializing that this exodus “is not a sign that the health law is failing.” As evidence for this sweeping generalization that fails to adhere to most of the data, the “news” report cites sign-ups under the law’s Medicaid expansion program — which is already straining state budgets, redirecting precious resources from the truly indigent, and failing to produce superior health outcomes for its enrollees compared to uninsured people.  Republicans in the House and Senate recently passed a bill repealing almost all of Obamacare, which was immediately vetoed by the president. And as she attacks Bernie Sanders over the massive expense of socialized healthcare, Hillary Clinton stubbornly insists that the new law has been a success, vowing to pour more taxpayer money into itIowa’s CoOportunity Health, the second largest CO-OP in the nation, was shut down by the state’s insurance commissioner in January 2015 after losing $45.7 million in the previous 10 months.

(CNSNews.com) – Despite guidance from the Centers for Medicare and Medicaid Services (CMS) last year that allowed Obamacare Consumer Operated and Oriented Plans (CO-OPs) to use “creative” accounting and record “loans as assets in their financial filings,” “CO-OPs are failing left and right,” Senate Finance Chairman Orrin Hatch (R-UT) said during a hearing Thursday.

Last year, more than half of the 23 non-profit CO-OPs set up under the Affordable Care Act as an alternative to for-profit insurers were closed by state regulators after they failed to take in enough premiums to cover their costs.

“Of the 11 CO-OPs still in operation, there is reason to call their long-term financial viability into question. All but two of them are losing money,” Hatch pointed out during the hearing. “Not a single one of them had an underwriting gain through the third quarter of 2015.

“And as CO-OPs generally continue moving into weaker financial conditions, several show signs of running out of money this year,” Hatch said.

CMS has actually encouraged the CO-OPs to cook their books with some creative accounting. Last year, the agency issued guidance allowing CO-OPs to apply surplus notes to program start-up loans, which essentially allowed the CO-OPs to record loans as assets in their financial filings,” he continued.

“Taxpayers have been forced to foot the bill for the CO-OP experiment, to the tune of $2.4 billion in federal loans for 23 CO-OPs around the country.  And, to date, more than half of the CO-OPs have failed, while the vast majority of the others are in poor financial shape.

“As a result, hundreds of thousands of Americans have lost or will lose their health insurance and taxpayers are still on the hook,” Hatch added.

But acting CMS Administrator Andy Slavitt assured the committee that the remaining CO-OPs “have every opportunity to be successful long-term market participants.”

“For the CO-OPs that are closing, we are working closely with the CO-OP and state regulators to facilitate a smooth transition for consumers to retain access to coverage and ensure providers are reimbursed for covered services rendered to CO-OP enrollees. Affected CO-OP enrollees have access to a special enrollment period, and are able to shop for 2016 coverage on the Marketplace until February 28, 2016,” Slavitt told committee members.

A July 2015 report by the inspector general of the U.S. Dept. of Health and Human Services stated that “member enrollment for 13 of the 23 CO-OPs that provided health insurance in 2014 was considerably lower than the CO-OPs’ initial projections and 21 of the 23 CO-OPs had incurred net losses as of December 31, 2014.”

Sen. Chuck Grassley (R-IA) noted that CoOportunity Health, the first CO-OP to go out of business – leaving 120,000 people “scrambling for health insurance” – was in his home state of Iowa. If the second largest CO-OP in the country failed, Grassley asked Slavitt, how could CMS be sure that smaller CO-OPs would not face a similar fate?

“One of the things we learned there was how quickly things can happen, and how quickly things can deteriorate,” Slavitt replied, noting that the regulatory agency has learned valuable lessons from the failed CO-OPs.

“The reason that there were so many CO-OPs that closed last year was that we worked very aggressively with the departments of insurance to make a full-on, 12-month assessment, and even those that seemed like they were in pretty good shape at the time didn’t have the wherewithal to last through the end of the year,” he said. (CNS and townhall))

Political Cartoons by Lisa Benson
Political Cartoons by Bob Gorrell

Making Society Better

Allen West: I found a definition of Yin and Yang to be, “In Chinese philosophy, yin and yang (also, yin-yang or yin yang) describes how opposite or contrary forces are actually complementary, interconnected, and interdependent in the natural world, and how they give rise to each other as they interrelate to one another.” It appears that our 2016 presidential election cycle is early on being defined by that philosophy. The question is, can this media-driven divide be good for the future of our Constitutional Republic?

In 2008 it was all about the “anti-Bush” sentiment in America – heavily fueled by a complicit media. The rallying slogan was “Hope and Change.” Some of us will never forget the statement, “we are the change that we have been waiting for.” Huh?

Pronoun Trouble… 🙂

None of this was challenged, but embraced as a historical moment that truly was the Yang to the existing Yin. Amazingly, there were little to no questions about policy; just the simplistic retort that “I will not be like the current president.” Furthermore, any challenge to the issue of a lack of policy proposals and experience in 2008 was met with the Alinsky tactic of personal demonization by way of being castigated as racist. And so in 2008 America replaced the Yin with the Yang and we had a new Yin – progressive socialism.

In 2012, the new slogan became “Forward,” and that was even as we recognized that so many quantitative assessments evidenced we were not going forward. We were certainly not progressing, and that situation continues to today. There were deceptions of jobs report numbers and we know that the economy was suffering under one of the most anemic recoveries in American history. But what was most telling was that we actually believed that we were safer; that Islamic terrorism was quelled. That was because Osama bin Laden had been double-tapped by U.S. Navy SEALS. However, the reality was far from being such. And so another deception took place when on 9-11-12 four Americans were abandoned to die in Benghazi – a place which had been destabilized by a horrific intervention by the current administration. Yet the new Yin, aided by a dedicated media campaign told us it was just a video.

So in 2012 we kept the current Yin.

Today, the situation is completely reversed. There is a new Yang that has risen due to the failures of the current Yin. The new slogan is “Make America Great Again.” This Yang has tapped into the evident weakness of the current Yin and has garnered a solid support base. Funny, this new Yang is not being embraced by the liberal progressive media, but its incessant assaults have enhanced the popularity of this new Yang in many aspects. And why is this happening? Simple: because the media clearly established and continues to establish itself as the protector of the progressive socialist ideal in 2008 and 2012. They have lost their credibility.

However, I would caution America to carefully assess whether this new Yang presents any viable policy solutions – similar to 2008.

My concern is that we Americans are once again being driven by media news cycles and not focusing on the prevailing issues or the future of America. Instead of basing our decisions about the future leadership of America on individual personalities, we must seek out a vision. Sadly, the social culture in America forces us to pay more attention to personas rather that principles. Now, I will be the first to admit that consideration of policy solutions may seem boring, but a base understanding is essential.

 

We have become more drawn to the person than the ideal. And what is lacking is a representation of the embodiment of that American ideal. Some would say that it does not exist, and God knows there are many who are trying to eradicate it – “we are five days away from fundamentally transforming America.”

What is necessary at this time in the current election cycle is for the American electorate to listen, and not be emotional. How do we restore the free enterprise opportunity society in order to get Americans back to work and productive in their own lanes? How do we develop a strategy to defeat militant Islamic terrorism? What needs to be done to reasonably stem the flow of illegal immigrants into America, secure our sovereign borders, yet also streamline our legal immigration system? How do we repair a healthcare system where individual premiums are rising, the individual mandate tax is increasing, and the level of care is decreasing? How do we advance the idea of parents being in charge of educating their children and being responsible for determining their outcomes – not the government?

The current Yin has done an exceptional job at focusing America on emotional “feeling” oriented issues. The reality is that the American public feels less safe. They know their beloved America, the land of individual economic empowerment, is becoming a breeding ground of collective economic enslavement, wealth transfer to grow the dependency society, a playground for social egalitarianism, and abject weakness.

And so we have the rise of the new Yang, a new slogan, but a lack of defined policy vision. The interconnection of the Yin and Yang of politics in America is that demagoguery has no favorite side. It can appear anywhere and finds a way to feed off the other.

As we close out 2015, enjoy a blessed Hanukkah, have a Merry Christmas, and celebrate a joyous and Happy New Year. May your favorite college football team win its bowl game – unless they are playing mine. But was we enter into a pivotal presidential election season, seek out an American leader, not an American celebrity.

Political Cartoons by Henry Payne
Political Cartoons by Bob Gorrell

If you Like your Job…

ObamaCare

Please enjoy the latest installment of the “it’s working” chronicles. Sorry, American workers (via The Hill):

ObamaCare will force a reduction in American work hours the equivalent of 2 million jobs over the next decade, Congress’s nonpartisan scorekeeper said Monday. The total workforce will shrink by just under 1 percent as a result of changes in worker participation because of the new coverage expansions, mandates and changes in tax rates, according to a 22-page report released by the Congressional Budget Office (CBO). “Some people would choose to work fewer hours; others would leave the labor force entirely or remain unemployed for longer than they otherwise would,” the agency said in its latest analysis of the now five-year-old law.

This assessment largely confirms the bombshell February 2014 analysis from the nonpartisan entity, which also projected that Democrats’ $2 trillion healthcare scheme would slow economic growth and slow job creation.  Take it away, 2011 Nancy Pelosi:

“Four million jobs will be created by the legislation when it is fully in effect.”

In 2010, she said Obamacare would create 400,000 new jobs “almost immediately.”  Last year, the law’s defenders were reduced to arguing that the reduction in worker hours was a positive development, offering Americans more time to spend with their families, and freeing them from “job lock.”  CBO’s findings determined that Obamacare disincentivizes work, shifting the burden of subsidizing health coverage for people who choose to work less or leave the workforce altogether onto the backs of middle class taxpayers.  Democrats’ frantic “liberation from job lock” spin worked out…about as well as one might have expected.  Obamacare’s cheerleaders have been wrong about virtually everything: Their law was not a job creator.  Their law has not bent the national health spending “cost curve” down.  Their law has not even approached lowering rates across the board.  Their law has not made healthcare more affordable.  Their law has not secured access to care.  Their law has not reduced emergency room visits, or decreased uncompensated care. Their law did not guarantee that satisfied consumers could keep their preferred doctors and plans. And their law has not attracted nearly as many enrollees as they expected, largely due to lack of affordability.  Their law has not signed up as many young and healthy consumer as they’d anticipated, raising new fears of an adverse selection spiral.

Gee, How many times have I said that very thing? 🙂

And their law has not become popular post-implementation.  Meanwhile, the string of high-profile failures among Obamacare co-ops is inflicting more chaos onto an already-strained system:

Health care providers could get stuck with unpaid bills in a half dozen states where co-op plans have collapsed. That’s because there’s no financial backstop in those states if the failed nonprofit startups backed by Obamacare loans run out of money before paying off all of their medical claims. That messy scenario is already playing out in New York, where the state’s co-op shut down at the end of November after its financial situation proved direr than originally known. The Greater New York Hospital Association estimates the co-op, Health Republic Insurance of New York, owes its members at least $165 million. And the Medical Society of the State of New York found that of more than 900 doctors surveyed, 64 percent reported being owed money by the co-op plan. For most insurers, a state’s guaranty fund – bankrolled by the industry – will cover unpaid medical claims if they become insolvent. But in some states, like New York, that fund doesn’t support plans that are licensed as health maintenance organizations, which is typically how the co-ops were set up. The other five states where providers could end up with unpaid bills if the failed co-ops run out of money: Kentucky, Louisiana, Nevada, Oregon and Utah…Just over half of the 23 co-ops seeded with $2.4 billion in loans have collapsed, with most set to cease operations at the end of this year. That’s left roughly 600,000 individuals scrambling to find new coverage.

On Capitol Hill this week, Republican lawmakers are demanding answers about how the government spent hundreds of millions of dollars on state-level Obamacare exchanges that ultimately collapsed, and have since been abandoned.  Here’s Rep. Marsha Blackburn (R-TN) grilling acting CMS administrator Andy Slavitt about whether or not he agrees with the nonpartisan Government Accountability Office’s (GAO) recently-announced verdict that zero of the remaining state-level exchanges are “fully operational,” after five years and $1.45 billion in IT spending, courtesy of taxpayers:

Senate Republicans used a budget maneuver called reconciliation to vote to repeal vast swaths of Obamacare last week, approving a bill that would gut the law.  Once it passes the House, President Obama is expected to veto the legislation in order to protect his unpopular, harmful law. Hillary Clinton, who invented Obamacare, asserted last week that the law is working.

And The Ministry of Truth assures us that it’s all just a plot by dissidents and Thought Criminals and that they just want poor people to die. 🙂

THE AGENDA IS THE AGENDA. They fight for it to very last drop of YOUR blood. 🙂

 

Bailout Time For Baby

The Greatest Socialist Baby, ObamaCare, needs a bailout diaper change because it’s overwhelming success in creating “better” and “more” Health Care for everyone has got some ‘wastage’ (aka poop) 🙂

When Obamacare was rammed through Congress without a single Republican vote way back in 2010, conservatives warned that the massive government program would ultimately require bailing out health insurance companies that gladly signed on.

Fast forward five years and it’s that time. Today on Capitol Hill, lawmakers are being pressured by the White House to provide money, or a bailout, to insurance companies losing money due to running government Obamacare exchanges. From The Hill

Republicans and Democrats are close to agreeing on delaying two major taxes, the “Cadillac tax” on high-benefit plans and the medical device tax.

But those proposals have run into opposition from the White House, which wants language fixing ObamaCare’s so-called risk corridors — a program intended to help insurance companies that take a financial hit by participating in government-run health exchanges.

That program is nearly out of money because of a policy rider sponsored by Sen. Marco Rubio (R-Fla.) on a year-end spending bill in 2014 that bars the Department of Health and Human Services from tapping into other accounts to fund it.

Rubio’s role has injected presidential politics into the debate, making it all but impossible for GOP leaders to agree to the White House’s demands.  

The talks appeared to hit a wall Monday when Republicans ruled out fixing the risk corridors, which they panned as a “bailout for insurance companies.”

“This is not on the table. Risk corridors is fully off the table,” said a Senate Republican leadership aide.

Despite the disagreement, Republicans are feeling optimistic they can get the healthcare pieces worked out.

Repealing the Cadillac tax, which hits the health plans of union members especially hard, is a priority of Reid’s and many Democrats.

But that was the “soak the rich” component of ObamaCare because only “rich”, well to do, greedy, people had those plans they said.They kneww they were lying but they didn’t care. The Agenda Uber Alles. It was a funding mechanism they used to sell the CBO (and thus con everyone else) on the BS that is ObamaCare.

My Blog Nearly 6 years ago (January 8th, 2010):

Those who think they’ll be exempt from the tax because their health care insurance isn’t one that Obama would define as a “super, gold-plated Cadillac” plan are kidding themselves. Douglas Holtz-Eakin, director of the Congressional Budget Office under George W. Bush, says 95% of Americans who are covered by plans that fit into the Cadillac category make less than $250,000 a year.

Even groups on the left get it. As Jim Kessler, vice president for policy for the progressive Third Way think tank, puts it: “A lot of those folks that have Cadillac plans have Chevy wages.”

Also don’t believe the claim that the tax will be on the insurance companies only. Sure, insurers will write the checks to Washington. But they’ll forward their costs to the customers, adding to a tax burden that’s already too punitive — and going to get worse.

“Passing the tax on to workers would result in an effective tax rate that is even higher than the specified 40%,” Curtis S. Dubay wrote in October in a Heritage Foundation WebMemo. “When the insurance companies embed the cost of the excise tax in premiums, the prices of plans will rise. A higher price means the excise tax would be higher, too.”

This would happen when the tax on a $10,000 individual plan adds $600 (40% of the $1,500 beyond the $8,500 threshold) to the cost, leaving a new premium of $10,600. The new cost will then be subject to the tax, boosting the premium another $840 (40% of the $2,100 over the $8,500 threshold). By now, that $10,000 plan is costing $11,440 a year.

“This cascading effect,” explains Dubay, “could raise the effective rate for the excise tax to 67% according to one estimate — considerably higher than the 40% specified in the bill.”

The problems don’t stop there. The growing premiums will drive many private employers that provide coverage for their workers to downgrade to cheaper insurance plans, which defeats the effort to improve health care.

A Liberal Democrat “soak the rich” scheme that blows up in their face and does the exact opposite. Nah, that never happened before…

See Alternative Minimum Tax 🙂

history2

The good news is, it looks like the Obamacare Cadillac tax will be repealed and insurance companies will have to take the hit they signed up for when they agreed to Obamacare years ago.

I’ll leave you with this, which explains why Democrats and Republicans are on board with repealing the Cadillac Tax.

They knew this 6 years ago, but THE AGENDA IS THE AGENDA, after all. 🙂

Most Americans don’t know what their insurance plans are worth. They’re happy to let their employers pay the premiums for them and believe that the money isn’t coming out of their pockets.

Very true.

Very Very true.

I heard a woman say, “Well, I just got out of the hospital. It cost $150,000. And I paid nothing. It was wonderful”

She was complaining about a $42 State Mandated charge in her car insurance. Because “I’m poor you know”. “I’m on a fixed income” (aka I relied on Social Security to pay for my glorious retirement).

And now 6 years later with the economy in the crapper because of Liberals they do it EVEN MORE now than they use.

People may not know the value of ANY insurance, but politicians know the value of politics. 🙂

“These are plans,” says the St. Pete newspaper, “that generally have very low co-pays and lots of extras.”

Sound familiar? Then either be prepared to pay more, or be stuck with a brass-plated, Yugo plan that’s more affordable. And while learning to settle for less, don’t forget: This grand reform effort coming out of Washington is supposed to improve our health care.(IBD and my Blog- January 2010).

It’s Bailout time, and you get stuck with Government “improved” Health Care and The Check.

Congrats. It’s a Whopper (from your own Burger KING). 🙂

Political Cartoons by Henry Payne

Terror Speech, Rick McKee,The Augusta Chronicle,Obama, ISIS, terrorism, terror, San Bernardino

Political Cartoons by Glenn McCoy

 

 

The Definition of Mandatory

Did someone forget the meaning of “mandatory”?? 🙂

It’s “affordable” because we say so! Like you have a choice… 🙂

WASHINGTON — Obama administration officials and other supporters of the Affordable Care Act say they worry that the tax-filing season will generate new anger as uninsured consumers learn that they must pay tax penalties and as many people struggle with complex forms needed to justify tax credits they received in 2014 to pay for health insurance.

The White House has already granted some exemptions and is considering more to avoid a political firestorm.

Well, that’s “mandatory” for ya… 🙂

Mark J. Mazur, the assistant Treasury secretary for tax policy, said up to six million taxpayers would have to “pay a fee this year because they made a choice not to obtain health care coverage that they could have afforded.”

The dirty little rotters how dare they not buy insurance and put the burder on the rest of us! 🙂

But Christine Speidel, a tax lawyer at Vermont Legal Aid, said: “A lot of people do not feel that health insurance plans in the marketplace were affordable to them, even with subsidies. Some went without coverage and will therefore be subject to penalties.

The penalties, approaching 1 percent of income for some households, are supposed to be paid with income taxes due April 15. In addition, officials said, many people with subsidized coverage purchased through the new public insurance exchanges will need to repay some of the subsidies because they received more than they were entitled to.

More than 6.5 million people had insurance through the exchanges at some point last year, and 85 percent of them qualified for financial assistance, in the form of tax credits, to lower their premiums. Most people chose to have the subsidies paid in advance, based on projected income for 2014. If their actual income was higher — because they got a raise or found a new job — they will be entitled to a smaller subsidy and must repay the difference, subject to certain limits.

“If the advanced premium tax credit amount is too high, the taxpayer could have an unwelcome surprise and owe money,” said Nina E. Olson, the national taxpayer advocate at the Internal Revenue Service.

Many people awarded insurance subsidies for 2014 did not realize that the amount would be reviewed and recalculated at tax time in 2015.

I guess they counted on “The stupidity of the American Voter” to quote Jonathan Gruber! 🙂

Consumers are sure to have questions, but cannot expect much help from the tax agency, where officials said customer service had been curtailed because of budget cuts.

The 2015 filing season could be the most difficult in decades, officials said. Ms. Olson said new paperwork resulting from the Affordable Care Act would probably exacerbate problems with customer service, which “has reached unacceptably low levels and is getting worse.”

“The I.R.S. is unlikely to answer even half the telephone calls it receives,” she added. “Taxpayers who manage to get through are expected to wait on hold for 30 minutes on average and considerably longer at peak times.”

You’ll be left to the IRS wolves all by yourself. Pity. 🙂

Timothy S. Jost, an expert on health law at the Washington and Lee University School of Law who supports the Affordable Care Act, said: “It will be very easy to find people who are unhappy with the new tax obligations — people who have to pay a penalty, who have to wait forever to get through to somebody at the I.R.S. or have to pay back a lot of money because of overpayments of premium tax credits.”

Taxpayers normally report income and compute taxes annually. But the health care law is different. Consumers may be subject to tax penalties for any month in which they had neither insurance coverage nor an exemption.

The calculations will be relatively simple if all members of a household had coverage for every month of 2014. They can simply check a box on their tax return. But lower-income people often have changes in employment, income and insurance. If any members of a household were uninsured in 2014, they must fill out a work sheet showing coverage month by month, and they may owe penalties.

To claim tax credits, consumers need to fill out I.R.S. Form 8962, which includes a matrix with 12 rows and six columns — a total of 72 boxes, to compute subsidies for each month. Most taxpayers use software to prepare returns, and that will simplify the process, officials said.

Federal officials have authorized more than 30 types of exemptions from the penalty for not having insurance. One is for low-income people who live in states that did not expand Medicaid. Another is available to people who would have to pay premiums amounting to more than 8 percent of their household income. The government will also allow a variety of hardship exemptions and in most cases will require taxpayers to send in documents as evidence of hardship.

The open enrollment period, during which people can sign up for health insurance in the public markets and avoid future penalties, ends on Feb. 15. But many people will not realize that they must have coverage or pay a penalty until they file their tax returns in April.

Obama administration officials said they were considering a “special enrollment period” that would give some people extra time to obtain insurance. But they said consumers could not count on an extension of the Feb. 15 deadline and should not delay signing up.

Health plans are classified in five categories, such as gold, silver and bronze, based on how generous the coverage is. To calculate their tax credits, consumers need to know the cost of their own policies, but must also know the cost of a benchmark plan, the second-lowest-cost silver plan. To claim an exemption if the available coverage was unaffordable, they also need to know the premium for the lowest-cost bronze plan in the area in 2014.

And of course, the avergae “stupid” american voter can figure that out in a snap! 🙂

Sylvia Mathews Burwell, the secretary of health and human services secretary, said the administration was working with nonprofit groups like AARP and tax preparation companies like H&R Block and Intuit, the maker of TurboTax software, to help people meet their tax obligations under the health care law. (NYT)

The Tax Man cometh…

me myself and i

 

Doctor’s View

Michael Ramirez Cartoon

 

You shouldn’t judge the Affordable Care Act based on headlines or by listening to politicians or talking heads. I tried for a while, but only heard wildly conflicting stories that seemed to have little basis in reality.

Instead, you should ask someone who actually deals with the law on a daily basis — a doctor, for instance.

The Physicians Foundation did exactly that in its “2014 Survey of American Physicians,” which was released last month. The survey, which reached over 80% of doctors in the U.S. and elicited responses from some 20,000, is doctors’ collective report card on the Affordable Care Act’s first four years.

The grades aren’t good. Only 25% of doctors give it an “A” or a “B” grade. Nearly half ( 46%) give it a “D” or an “F”.

I can help explain why so many of us are fed up with the law: In many cases, it shifts our focus from patients to paperwork, from finding cures to filing documents.

The survey indicates that physicians now spend 20% of their time on non-clinical paperwork. I now spend many hours at a desk or a computer rather than at the bedside assisting patients. This isn’t why I became a doctor.

Unsurprisingly, this shift negatively influences patients’ access to health care — doctors simply don’t have the time to see the same number of patients.

The survey indicates that 44% of doctors “plan to take one or more steps that would reduce patient access to their services.” This includes “cutting back on patients seen, retiring, working part-time, closing their practice to new patients or seeking a non-clinical job.”

I would add another important effect based on my own observations: Spending less time with patients.

The ACA’s regulatory burden directly bears on these decisions. There are already at least 11,000 pages of government regulations related to the law. Some of it applies to insurers, some of it applies to doctors and some applies to the relationship between the two.

No matter who it applies to, it adds bureaucratic hassles to the health care process that may impact your doctors’ ability to attend to your medical needs.

It should come as no surprise, then, that 69% of physicians “believe their clinical autonomy is sometimes or often limited,” meaning they have a diminished ability to make medical decisions in consultation with patients.

And “limited” may be an understatement. The ACA’s implementation has also coincided with a dramatic decline in private practice — the small, personal doctors’ offices that have been in local communities for generations.

The number of private-practice doctors has dropped by nearly half in a mere six years, with the most dramatic drops occurring in the four years since the Affordable Care Act was signed into law.

According to the survey, 35% of physicians are now independent practice owners. In 2012, half were independent. In 2008 — two years before the ACA was passed — 62% were independent. In the last two years alone, the number of solo practitioners has dropped from 25% to 17%.

No wonder: Private and solo practitioners often lack the staff and the financial resources required to implement and keep up with the ACA’s dramatic changes to medicine.

The Physicians Foundation survey indicates that our country’s health care is still going in the wrong direction. Of course, it’s important to note that the Affordable Care Act is only one of many issues affecting doctors’ decisions and outlook.

But it is not a good sign that in the law’s first few years, physicians are seeing fewer patients, private practices are disappearing and nearly twice as many doctors believe the law is harming, not helping, American health care.

• Fodeman is an internal medicine doctor practicing in Tucson, Ariz. (IBD)