Where We are III

“You’re going to shut down the government if you can’t prevent millions of Americans from getting affordable care,” said Rep. Chris Van Hollen, D-Md.

Well, isn’t that simplistic talking point for the ignorant. Which it is designed for.

A leader of the tea party Republicans, Sen. Ted Cruz, R-Texas, insisted the blame rests with Senate Democrats.

“The House has twice now voted to keep the government open. And if we have a shutdown, it will only be because when the Senate comes back, Harry Reid says, `I refuse even to talk,'” said Cruz.

Harry ain’t talking. Harry won’t talk.

In the event lawmakers blow the Monday deadline, about 800,000 workers would be forced off the job without pay. Some critical services such as patrolling the borders, inspecting meat and controlling air traffic would continue.

So not much change there.

Social Security benefits would be sent, and the Medicare and Medicaid health care programs for the elderly and poor would continue to pay doctors and hospitals.

You mean it’s not a “shutdown” totally. Grandma won’t be thrown out in the street to starve and eat recycled dog food!

Consumers may have to dig a little deeper into their wallets to pay for health care in the Obamacare insurance exchanges, according to a new analysis by Avalere Health. The study of six states suggests that consumers could face steep cost-sharing requirements — like co-payments, co-insurance and deductibles — layered on top of their monthly premiums.

the administration quietly acknowledged another problem that will affect Spanish-speaking citizens. Que barbaridad:

In a potentially more significant delay that affects the law’s larger insurance market for individuals, the administration quietly told Hispanic groups on Wednesday that the Spanish-language version of the healthcare.gov website will not be ready to handle online enrollments for a few weeks. An estimated 10 million Latinos are eligible for coverage, and 4 million of them speak Spanish primarily.

The most popular question on http://www.healthcare.gov as of yesterday dealt with how to avoid the law:  How do I get an exemption??
The answer, of course, is to be a member of Congress. 🙂

If Democrats are going to try to blame Republicans for Obamacare’s shortcomings (problem: zero Republicans voted for the law), they’re going to have a tough time explaining the messes in Democrat-led Colorado, Oregon and Washington, DC.

But Democrats lie. It’s what they do best. Especially to the low information morons.


The SEIU in Ohio is leading a strike to protest benefits cuts triggered by….Obamacare.

And these are Obama’s Brownshirts….

 Obamacare is hurting low-income single mothers:

Michelle La Voie wants health insurance, but as a single mom making $38,000 a year and supporting two teenagers, she’s not sure she can afford it — even with a subsidy through the federal health law known as Obamacare. When enrollment in new online insurance markets begins next month, La Voie will likely qualify for a subsidy to buy private insurance, but would still have to pay $191 a month, or about 6 percent of her income toward the premium. She could also face as much as $2,000 in potential out-of-pocket costs for hospital care and prescription drugs, if she needs those things. “What’s the point of having [a policy] if I can’t afford to use it?” asks the 47-year-old librarian in upstate Franklinville, N.Y., referring to the co-pays and deductibles she might incur.

Again, if it’s so great why is Congress exempt and why is the Administration campaigning for it?

Political Cartoons by Jerry Holbert

 

Designed to Fail

Derek Hunter: While the media has been fixated on Republican infighting over how to deal with Obamacare, it has completely ignored the panic-induced irrational rhetoric coming from Democrats on the same subject.

No, they aren’t openly forming circular firing squads like Republicans do – progressives put their agenda above ego and public disagreement. But they are worried because, while Obamacare was built to fail, it wasn’t expected to fail so early. That failure puts at risk the progressive dream of single-payer health care in the United States.

We are moving past the “cost estimate” stage of Obamacare into reality of what Obamacare will mean to Americans’ pockets. As the state exchanges get ready to go live on Tuesday, the Department of Health and Human Services released the cost of insurance premiums for individuals in some states, and the numbers aren’t good.

Sure, progressive “journalists,” such as New York Magazine’s Jonathan Chait, took a thesaurus to White House press releases and published rewritten end zone dances, featuring lines like, “I grant that glitches and setbacks have occurred, mostly but not entirely because of fanatical Republican sabotage effort.”

While Chait was claiming premium “savings” and declaring, “I have yet to see a single conservative grapple with the positive developments,” serious analysts such as the Manhattan Institute’s Avik Roy brought some honesty to the table. He writes, “HHS compared what the Congressional Budget Office projected rates might look like—in 2016—to its own findings. Neither of those numbers tells you the stat that really matters: how much rates will go up next year, under Obamacare, relative to this year, prior to the law taking effect.”

In fact, Roy found that comparing apples to apples and not apples to Subarus, “Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent.”

When the comparison is an honest one it is not much of a “positive development.”

This fact has progressives worried. Obamacare was designed to fail, but it was designed to fail eventually, not quickly. Progressives, with the help of the media, would blame a failure a few years from now on the “free market.” But failure from the start will force the blame fall where is squarely belongs – on government control.

How, you may ask, could an exchange set up, governed and subsidized by a government bureaucracy be called a “free market”? It’s already happened.

When Walgreens announced it planned to drop the insurance it has been providing employees because of Obamacare, none other than the Washington Post hailed it as a great development for them. Those 160,000 employees would not be able to keep the plan they had if they liked it, as the president repeatedly promised. Instead, they would be “joining a growing list of large employers seeking to control costs by having employees shop for coverage in a private marketplace.” (emphasis added)

Of course, there’s nothing “private” about it. But that lie is out there, with the credibility of none other than the Washington Post behind it. Which was the point. People who don’t pay attention will now be exposed to it, and it will spread.

Developments of this sort are now commonplace. The list of companies dropping coverage or cutting hours to avoid Obamacare’s costs now number more than 300 and is growing every day.

With this growing pressure and increasing public realization of the failures of Obamacare, its proponents are getting desperate. The plan is in motion. The law is in place. No matter how much spin they put on it, this lemon seems ready to collapse at the starting line. This is leading to some unhinged behavior.

This week Sen. Harry Reid, D-Nev., called opponents of Obamacare “anarchists” for working within the normal functions of government to defund it. The president’s senior advisor, Dan Pfeiffer, said the White House is “not for negotiating with people with a bomb strapped to their chest.” Ironically, he said this Thursday, the day before the president announced he’d spoken to the president of Iran, and while he is in the midst of negotiating with Syria over chemical weapons. No to talking with Republicans, yes to Iran and Syria.

Were the President a beer spokesman he might say, ‘I don’t always associate with terrorists, but when I do, I prefer they be real terrorists and have been responsible for murdering Americans.’ It’s appropriate, I suppose, because he is the “worst president in the world.”

The president himself is engaging in an ever-growing rhetorical meltdown. In his continued effort to sell Obamacare to the public, he’s been giving speeches about its virtues. Part of his rhetorical repertoire is the claim that “there’s no serious evidence that the law … is holding back economic growth.” The absurdity of this lie can be explained only by desperation or, as he has claimed in the cases of Fast & Furious and the IRS targeting of his political opponents, the president simply hasn’t read or seen any media stories about all the layoffs and cuts in hours.

As more of the train derails the rhetoric will become more desperate.

That’s why a one-year delay, the strategy being discussed now by Republicans, shouldn’t be pursued. A delay gives Obamacare time, and time is life. That’s why the president has delayed as many of the most egregious parts of the law. The further away from launch it collapses the more likely their plan to blame the private market is to work. Republicans should be doing what they can to speed up the inevitable collapse and suing to force the administration to have Obamacare implemented as it is written, as they wrote and passed it. After all, as they’ve been constantly reminding everyone, “It’s the law,” not “mostly the law.”

What Sen. Ted Cruz, R-Texas, did this week was invaluable in that it forced the problems the government created to the top of the consciousness of the American public (though the media is trying to undo that damage). But the collective attention span of the American people is short. In a year or two it will be forgotten. The best chance to destroy Obamacare is to get out of its way and let nature take its course.

But then again, it was designed to fail.

Because, to a progressive, a government failre is just another opportunity for EVEN MORE government.

Now that’s unhinged.

 

137973 600 Obamacare Exchange cartoons


138101 600 Government Shutdown cartoons

Where We are II

Michael Ramirez Cartoon

On the Senate floor before 10 a.m. Friday, the senator gave a speech describing how American politics have reached the level at which “a small group of willful men and women who have a certain ideology”—read: the tea party and Sen. Ted Cruz, R-Texas—have been able to take over the congressional budget debate in the last week. “Since they can’t get their way,” Harkin said, “they’re going to create this confusion and discourse and hope that the public will be so mixed up in who is to blame for this, that they’ll blame both sides.”

This isn’t just congressional business as usual, Harkin said. It’s much, much more dire:

It’s dangerous. It’s very dangerous. I believe, Mr. President, we are at one of the most dangerous points in our history right now. Every bit as dangerous as the break-up of the Union before the Civil War.

Mind you, the Democrats can’t see themselves that way… 🙂

They are so far above you mere mortals that it must be your fault.

Heard this before?

“I will work with anyone who wants to have a serious conversation about our economic future,” Obama said. “But I will not negotiate over Congress’ responsibility to pay the bills it has already racked up. I don’t know how to be more clear about this: no one gets to threaten the full faith and credit of the United States of America just to extract ideological concessions.”

Yes, you have. He will listen to anyone who wants to do it his way, or it’s the highway.

“The Affordable Care Act is one of the most important things we’ve done as a country in decades to strengthen economic security for the middle class and all who strive to join the middle class. And it is going to work.”
Well, with all the exemptions, waivers, and other give-aways the middle class is about the only people who are going to get stuck up their ass with this monstrosity.

And again, if it’s so great, why are the people who didn’t even read the damn thing before they passed it exempting themselves and their friends from it?

Give Democrats as much ObamaCare rope as they want, then sit back and watch them hang themselves. This advice from some pundits is the kind of thing that will make ObamaCare permanent.

After all, wasn’t there a  “elect Obama” and that will bring out another Reagan because he’s so bad that he’ll fail miserably and the people will rise up …

He failed miserably, but got re-elected anyhow.

Yesterday NBC announced it would be running a week of programming to help Obamacare get off its feet. So whether you like the bill or not (and let’s be honest, most Americans are not), NBC is going to hold the President’s hand and tell you all the great things about the new health care law.

The headline of the NBC press release reads:

NBC News Launches “Ready or Not, the New Healthcare Law,” a Multi-Screen Experience to Help Americans Get the Most Out of the Affordable Care Act

Dr. Nancy Snyderman Answers Most Pressing Questions Across Social and Via New Video Series #AskDrNancy

Interactive Tools and Resources Help Audience Navigate New Healthcare Benefits and Marketplaces

 

Starting Monday NBC News will “devote special coverage across all of its platforms to ‘Ready or Not, the New Healthcare Law,’ an extensive series aimed at explaining the complexities of the ACA and its impact on consumers”.

IBD: A group of nuns dedicated to caring for the elderly poor is suing to prevent an uncaring administration from shutting down their compassionate order over their refusal to obey the contraception mandate.

There is no clearer or sadder example of the Obama administration’s war on the First Amendment’s guarantee of religious liberty than the demand by the Department of Health and Human Services to violate their religious consciences or pay heavy fines.

HHS has ruled that if the Sisters don’t offer insurance policies to their employees that include free coverage for sterilization procedures, artificial contraceptives and abortifacients, these vowed-to-poverty women will have to pay about $1 million in IRS fines, effectively making their work nearly impossible.

The Little Sisters of the Poor are a global Roman Catholic congregation of women, founded in 1839 by St. Jeanne Jugan. They operate homes in 31 countries, where they provide loving care for more than 13,000 needy elderly persons. Thirty homes are in the U.S.

Last Tuesday, the Becket Fund for Religious Liberty filed a lawsuit on behalf of the Little Sisters of the Poor. It questions the HHS ruling that, while houses of worship are exempt from the contraception mandate, the Little Sisters of the Poor are merely a social service organization that serves and hires non-Catholics, so it does not qualify for an exemption.

“The Little Sisters are driven by their religious faith to do what they do in terms of taking care of the elderly poor,” said Mark Rienzi, senior counsel for the Becket Fund. “The government should not be telling them they have to violate that faith to keep serving the poor.”

That objection has been raised by the U.S. Council of Catholic Bishops, which argues that that religious institutions aren’t merely defined by church buildings open on Sunday but by the work they do and that the government needs to ensure the First Amendment isn’t gutted.

“We are not exempt from the (ObamaCare) mandate because we neither serve nor employ a predominantly Catholic population,” Sister Constance Carolyn Veit, the Little Sisters’ communications director, told the Daily Caller. “We hire employees and serve/house the elderly regardless of race and religion, so that makes us ineligible for the exemption being granted churches.”

“Like all of the Little Sisters, I have vowed to God and the Roman Catholic Church that I will treat all life as valuable, and I have dedicated my life to that work,” said Sister Loraine Marie, superior for one of the three U.S. provinces in the congregation. “We cannot violate our vows by participating in the government’s program to provide access to abortion-inducing drugs.”

We are from the Government, we are here to help you!

 

Where We Are

White House senior adviser Dan Pfeiffer used three vivid analogies to attack House Republicans’ laundry list of demands for raising the debt ceiling, comparing Republicans to arsonists, hostage-takers and suicide bombers.

Gee, the Democrats have never done that before… 🙂

“What we’re not for is negotiating with people with a bomb strapped to their chest,” Pfeiffer said in an interview with CNN’s Jake Tapper Thursday afternoon. “We’re not going to do that.”

“Republicans are not asking for a negotiation,” he told CNN’s Tapper. “It’s a negotiation if I’m trying to sell you my house, and we are debating the price of it. It’s not a negotiation if I show up at your house and say, ‘Give me everything inside or I’m going to burn it down.’

“Republicans have provided a laundry list of essentially ransom demands of things that were essentially the Romney agenda that voters rejected.”

But it’s the Republicans who are “obstructionists”. Do it our way or else! 🙂

advocates

If ObamaCare is so great why did Congress whine about it and then Obama Exempt them and offer to have the Taxpayers subsidize them. They make $174,000 a year. They can afford it. 🙂

Why does he need to campaign with “Secretary of Explaining Stuff” Bubba Clinton if it’s so good.

Why doesn’t he show up at a Union meeting instead of a Community College to tell people how great it is?

Because that was never the point of it and he only wants to be in front of morons and the ignorant. The ones to stupid to understand they are being screwed.

“Send us a clean CR, clean debt ceiling. That’s the path forward. There’s no need for conversations. We’ve spoken loudly and clearly, and we have the support of the president of the United States, and that’s pretty good,” Senate Majority Leader Harry Reid said Thursday.

Notice he didn’t say anything about support of the American People because he knows he doesn’t have it, and he doesn’t care.

So do it our way or the highway. And it’s your fault for not doing it our way 100%.

But they aren’t “obstructing”….

No amount of White House spin will change the reality of the huge rate spikes millions of Americans will find in the ObamaCare exchanges. But as bad as this rate shock is, it’s just the beginning.

Days before ObamaCare goes into effect, the administration released information on premiums people can expect next year. Just $328 a month! And lower than expected!

The mainstream press largely went along with this spin. But you don’t have to look very hard to see that it’s totally misleading.

A table in that White House report, for example, shows the lowest-cost Bronze plan for a 27-year-old will average $163 a month in the 36 states with federally run exchanges. Among those making $25,000, the cost will be $93 a month, after subsidies.

Is that a bargain? Not when you compare it with the plans they can buy today. The average premium for the lowest-cost plan in these same states is $54 a month, according to data in a recent Government Accountability Report.

In other words, even with the taxpayer subsidies, ObamaCare will be more expensive than what’s available in the market today.

Other analyses came to the same conclusion.

The House Ways and Means Committee found the average Bronze plan for 27-year-old men will be 50% higher, and 12% higher for women. The Manhattan Institute found ObamaCare’s average premiums will be 99% higher for men and 62% higher for women.

Bad as this is, the rate shock will only get worse in ObamaCare’s second year.

First, the administration delayed the law’s caps on out-of-pocket costs. These were supposed to be $6,350 for individuals and $12,700 for families, starting in 2014. Now they won’t go into effect until 2015.

Obama officials claimed insurance companies needed more time to handle the new rule. Likelier, it was because they knew the caps would jack up rates even more this year.

Whatever the excuse, the fact is that when these out-of-pocket caps go into effect in 2015, they will boost premiums even further.

Second, there’s little hope the administration will convince enough young people to sign up for ObamaCare this year. Those under age 34 are already the least likely to have insurance, even though they are the likeliest to have access to cheap plans. Why would they be more inclined to pay ObamaCare’s inflated rates?

The problem is that if only sicker and older people sign up for coverage, the ObamaCare premiums that insurance companies are charging won’t be enough. So they’ll have to push for much higher rates next year.

Don’t expect any of this to change liberals’ minds about the law. If anything, they’ll use those skyrocketing premiums to call for still more government meddling in the market. (IBD)

After all, the solution to a problem created by Government is MORE government! 🙂

And that the way it is…

Political Cartoons by Glenn Foden

The more you eat, the more you toot. The more you toot, the better you feel. So we have beans at every meal! 🙂

fish not proven obamaville

Political Cartoons by Eric Allie

 

Some Things

“I can make a firm pledge. Under my plan, no family making less than $250,000 a year will see any form of tax increase. Not your income tax, not your payroll tax, not your capital gains taxes, not any of your taxes.”-Guess who 🙂

Obama on Obamacare: “We did raise taxes on some things.”

“Some things” means uninsured families, med devices,flex accounts, small businesses, people with high medical bills and even charitable hospitals.

During his Tuesday remarks at the Clinton Global Initiative, President Obama admitted that his health care law raises taxes:  “So what we did — it’s paid for by a combination of things. We did raise taxes on some things.”

Health insurance under Obamacare will cost individuals at least $2,988 a year on average, a price that Republican opponents may target as out-of-reach for many Americans who don’t qualify for U.S. subsidies.

While the $249 monthly payment is intended to be discounted through tax credits, less than half of people now buying insurance on their own may get that help. The release of the data by the Obama administration comes just six days before the Affordable Care Act’s insurance exchanges open for enrollment, and a day after Ted Cruz, a Texas Republican, took the floor of the U.S. Senate to oppose the law.

The law’s long-term success “will depend on the changes that are made over the next couple of years to address the affordability issue,” said Brian Wright, an insurance analyst at Monness Crespi Hardt & Co. in New York. “If you have modifications that can help address those issues, then it will ultimately be successful. If not, then it’s an open question.”

So we’ll have to implement it in order to know what to fix…. 🙂

“Premiums nationwide will also be around 16 percent lower than originally expected,” HHS cheerfully announces in its press release. But that’s a ruse. HHS compared what the Congressional Budget Office projected rates might look like—in 2016—to its own findings. Neither of those numbers tells you the stat that really matters: how much rates will go up next year, under Obamacare, relative to this year, prior to the law taking effect. Former Congressional Budget Office director Douglas Holtz-Eakin agrees. “There are literally no comparisons to current rates. That is, HHS has chosen to dodge the question of whose rates are going up, and how much. Instead they try to distract with a comparison to a hypothetical number that has nothing to do with the actual experience of real people.”

Get ready for 24/7/365 Lies, Damned Lies and (False, Misleading and self-serving) Statistics from The White House, Democrats and The Ministry of Truth.

If you tell a lie often enough it becomes the truth. 🙂

ALSO: The IRS is unable to account for $67 million spent from a slush fund established for Obamacare implementation, according to a Treasury Inspector General for Tax Administration (TIGTA) report released today. 

The “Health Insurance Reform Implementation Fund” (HIRIF) was tucked into Obamacare in order to give the IRS money to enforce the tax provisions of the healthcare law.  The fund, totaling some $1 billion of taxpayer money, was used to roll out enforcement mechanisms for the approximately 50 tax provisions of Obamacare. 

According to the report:  “Specifically, the IRS did not account for or attempt to quantify approximately $67 million [from the slush fund] of indirect ACA costs incurred for Fiscal Years 2010 through 2012.”

The report also found several other abuses of taxpayer funds, including:

Travel abuse:  The report states, “Specifically, we identified 38 IRS employees in two judgmentally selected business units whose travel was charged to the HIRIF in FY 2012, but no portion of their salary and related benefits was charged to the HIRIF.” In short, the IRS was not making sure that employee travel reimbursements had anything to do with the purpose of the fund. This is not the first time that IRS employee travel has created a scandal for the agency.

1,272 IRS Obamacare enforcement agents: The report estimates that total slush fund spending cost taxpayers the equivalent of 1,272 new full time IRS agents.

The IRS requested an additional 859 IRS Obamacare enforcement agents for Fiscal Year 2013: According to the report, “The IRS informed us that it requested $360 million and 859 FTEs for FY 2013 to continue implementation of the ACA. However, the IRS did not receive this requested amount for FY 2013.”

To add insult to injury, the IRS has told the Inspector General that it will comply with the recommendations made in the report; unfortunately, the slush fund has been fully spent, making that promise meaningless. (ATA)

Now, you want to trsut them with your Health Care records, Your Health and your Money. Why??

“Some things” is an understatement. Below is just a partial list of Obamacare’s new or higher taxes on Americans:

Starting in tax year 2013:

Oh, and Congress exempted themselves…

Obamacare High Medical Bills Tax: Before Obamacare, Americans facing high medical expenses were allowed a deduction to the extent that those expenses exceeded 7.5 percent of adjusted gross income (AGI).  Obamacare now imposes a threshold of 10 percent of AGI.  Therefore, Obamacare not only makes it more difficult to claim this deduction, it widens the net of taxable income.

According to the IRS, 10 million families took advantage of this tax deduction in 2009, the latest year of available data. Almost all are middle class. The average taxpayer claiming this deduction earned just over $53,000 annually. ATR estimates that the average income tax increase for the average family claiming this tax benefit will be $200 – $400 per year. To learn more about this tax, click here. 

Obamacare Flexible Spending Account Tax:  The 30 – 35 million Americans who use a pre-tax Flexible Spending Account (FSA) at work to pay for their family’s basic medical needs face a new Obamacare cap of $2,500. This will squeeze $13 billion of tax money from Americans over the next ten years. (Before Obamacare, the accounts were unlimited under federal law, though employers were allowed to set a cap.) Now, a parent looking to sock away extra money to pay for braces will find themselves quickly hitting this new cap, meaning they would have to pony up some or all of the cost with after-tax dollars. 

Needless to say, this tax will especially impact middle class families.

There is one group of FSA owners for whom this new cap will be particularly cruel and onerous: parents of special needs children.  Nationwide there are several million families with special needs children and many of them use FSAs to pay for special needs education. Tuition rates at one leading school that teaches special needs children in Washington, D.C. (National Child Research Center) can easily exceed $14,000 per year. Under tax rules, FSA dollars can be used to pay for this type of special needs education. This Obamacare tax provision will limit the options available to these families.

Obamacare Super Saver Surtax: A new, 3.8 percent surtax on investment income earned in households making at least $250,000 ($200,000 single). This tax hike results in the following top tax rates on investment income:

  Capital Gains Dividends Other*
2013+ 23.8% 23.8% 43.4%

*Other unearned income includes (for surtax purposes) gross income from interest, annuities, royalties, net rents, and passive income in partnerships and Subchapter-S corporations.  It does not include municipal bond interest or life insurance proceeds, since those do not add to gross income.  It does not include active trade or business income, fair market value sales of ownership in pass-through entities, or distributions from retirement plans.

Obamacare Medicare Payroll Tax Increase:

  First $200,000
($250,000 Married)
Employer/Employee
All Remaining Wages
Employer/Employee
Pre-Obamacare 1.45%/1.45%
2.9% self-employed
1.45%/1.45%
2.9% self-employed
Obamacare 1.45%/1.45%
2.9% self-employed
1.45%/2.35%
3.8% self-employed

Starting in tax year 2014:

Obamacare Individual Mandate Non-Compliance Tax:  Starting in 2014, anyone not buying “qualifying” health insurance – as defined by President Obama’s Department of Health and Human Services — must pay an income surtax to the IRS. The Congressional Budget Office recently estimated that six million American families will be liable for the tax, and as pointed out by the Associated Press:  “Most would be in the middle class.”

In addition, 100 percent of Americans filing a tax return (140 million filers) will be forced to submit paperwork to the IRS showing they either had “qualifying” health insurance for every month of the tax year or they obtained an exemption to the mandate.

Americans liable for the surtax will pay according to the following schedule:

  1 Adult 2 Adults 3+ Adults
2014 1% AGI/$95 1% AGI/$190 1% AGI/$285
2015 2% AGI/$325 2% AGI/$650 2% AGI/$975
2016 + 2.5% AGI/$695 2.5% AGI/$1390 2.5% AGI/$2085

(Delayed by Obama to 2015) Obamacare Employer Mandate Tax:  If an employer does not offer health coverage, and at least one employee qualifies for a health tax credit, the employer must pay an additional non-deductible tax of $2,000 for all full-time employees.  This provision applies to all employers with 50 or more employees. If any employee actually receives coverage through the exchange, the penalty on the employer for that employee rises to $3,000. If the employer requires a waiting period to enroll in coverage of 30-60 days, there is a $400 tax per employee ($600 if the period is 60 days or longer).

Obamacare Tax on Health Insurers:  Annual tax on the industry imposed relative to health insurance premiums collected that year.  The tax phases in gradually until 2018.  Fully imposed on firms with $50 million in profits.

Starting in tax year 2018:

Obamacare Tax on Union Member and Early Retiree Health Insurance Plans:  Obamacare imposes

a new 40 percent excise tax on high cost or “Cadillac” health insurance plans, effective in 2018. This tax increase will most directly affect union families and early retirees, who are likely to be covered by such plans. This Obamacare tax will be levied on insurance policies whose premiums exceed $10,200 for an individual and $27,500 for a family.  Middle class union members tend to be covered by such plans in states like Ohio, Pennsylvania, Wisconsin, and Michigan.  Higher threshold ($11,500 single/$29,450 family) for early retirees and high-risk professions. CPI +1 percentage point indexed. (ATR)

Now that’s “fair”. 🙂

trust-me-i-know-what-i-m-doing-2

The Cost Curve

‘When Americans tried it, they discovered they did not like green eggs and ham and they did not like Obamacare either,’ he said. ‘They did not like Obamacare in a box, with a fox, in a house or with a mouse. It is not working.’– Sen Ted Cruz.

Last night, the U.S. Department of Health and Human Services finally began to provide some data on how Americans will fare on Obamacare’s federally-sponsored insurance exchanges. HHS’ press release is full of happy talk about how premiums will be “lower than originally expected.” But the reality is starkly different.

Based on a Manhattan Institute analysis of the HHS numbers, Obamacare will increase underlying insurance rates for younger men by an average of 97 to 99 percent, and for younger women by an average of 55 to 62 percent. Worst off is North Carolina, which will see individual-market rates triple for women, and quadruple for men.

http://www.forbes.com/special-report/2013/what-will-obamacare-cost-you-map.html

“Premiums nationwide will also be around 16 percent lower than originally expected,” HHS cheerfully announces in its press release. But that’s a ruse. HHS compared what the Congressional Budget Office projected rates might look like—in 2016—to its own findings. Neither of those numbers tells you the stat that really matters: how much rates will go up next year, under Obamacare, relative to this year, prior to the law taking effect.

Former Congressional Budget Office director Douglas Holtz-Eakin agrees. “There are literally no comparisons to current rates. That is, HHS has chosen to dodge the question of whose rates are going up, and how much. Instead they try to distract with a comparison to a hypothetical number that has nothing to do with the actual experience of real people.”

So the spin is full swing and if the sun rise in the west because the earth is spinning now in the opposite direction you’ll know why.

It’s Propaganda 24/7/365. The Premiums are low, they have always been low and always will be low. Anyone who disagrees will be shut down, investigate, harassed and destroyed.

There is nothing to see here.

HHS-27-yo-men HHS-27-yo-women

40-year-olds, surprisingly, will face a similar picture. The cheapest exchange plan for the average enrollee, compared to what a 40-year-old would pay today, will cost an average of 99 percent more for men, and 62 percent for women.

For this cohort, men fared worst in North Carolina, with rate increases of 305 percent. (They are a “red State” so who gives a rat’s asses-certainly not Democrats!)Women got hammered in Nebraska, where rates will increase by a national high of 237 percent. Again, Colorado and New Hampshire fared best, with 17 percent and 5-8 percent declines, respectively.

Remember that here, we aren’t conducting an exact comparison. Instead we’re comparing the lowest-cost bronze plan offered to the average participant in the exchanges, to the cheapest plan offered to 40-year-olds today. This approach artificially flatters Obamacare, because the median age of an exchange participant is, in most states, below the age of 40.

All of the analyses I’ve discussed thus far involve changes in the underlying cost of health insurance for people who buy it for themselves. Many progressives object to this comparison, because it doesn’t take into account the impact of Obamacare’s subsidies on the net cost of insurance for low-income Americans.

I’ve long argued that it’s irresponsible to ignore the change in underlying premiums, because subsidies only protect some people. Middle-class Americans face the double-whammy of higher insurance premiums, and higher taxes to pay for other people’s subsidies. However, it is important to understand how subsidies will impact the decisions by Americans as to whether or not to participate in the exchanges.

Remember that nearly two-thirds of the uninsured are under the age of 40. And that young and healthy people are essential to Obamacare; unless these individuals are willing to pay more for health insurance to subsidize everyone else, the exchanges will not serve the goal of providing coverage to the uninsured.

And remember, “subsidies” mean Government artificially suppressing the price with TAXPAYER money. THAT’S YOU!!! 🙂

And once you are truly addicted to it, they can remove the subsidies and then you’re really screwed but your too addicted to complain by then.

Hook you first. Then tell you that “the other guy” wants to take away your drugs!! So vote for me to continue letting you shoot up even if it will kill you. What do I care, if you vote for me life is good.

The bottom line: Obamacare makes insurance less affordable

For months, we’ve heard about how Obamacare’s trillions in health care subsidies were going to save America from rate shock. It’s not true. If you shop for coverage on your own, you’re likely to see your rates go up, even after accounting for the impact of pre-existing conditions, even after accounting for the impact of subsidies.

The Obama administration knows this, which is why its 15-page report makes no mention of premiums for insurance available on today’s market. Silence, they say, speaks louder than words. HHS’ silence on the difference between Obamacare’s insurance premiums and those available today tell you everything you need to know. Rates are going higher. And if you’re healthy, or you’re young, the Obama administration expects you to do your duty and pay up. (Forbes)

It’s only “fair” and “we are in this together” after all…

 

 

The Push Begins

“We’re not going to bow to tea party anarchists who deny the mere fact that Obamacare is the law. We will not bow to tea party anarchists who refuse to accept that the Supreme Court ruled that Obamacare is constitutional,” Reid said in a blistering opening speech. “The simple fact remains: Obamacare is the law of the land and will remain the law of the land as long as Barack Obama is president of the United States and as long as I’m Senate majority leader.”

But he’s not “obstructing” or dictatorial. No, not at all…

“If Democrats don’t bow to every demand they have, they want to go right over the cliff. We are not going to go with them,” Reid said.

Yeah, you’re supposed to bow to EVERY demand that THEY have. 🙂

This is the Democrat Process (as opposed to Democratic Process).  🙂

Gallup: Six in 10 Americans (60%) believe the federal government has too much power, one percentage point above the previous high recorded in September 2010. At least half of Americans since 2005 have said the government has too much power. 7-8% say it has too little (can you say the really really fringe left).

A Majority of Americans have opposed ObamaCare since Day One.

BUT THE AGENDA IS THE AGENDA!

The Holy Warriors must rally around their Holy Grail and defend it to YOUR death!

Wanna see a Divide by Party,Class and Race:

Obama Job ApprovalSep 9-15, 2013 – Updates Tuesdays at 1 p.m. ET; reflects one-week change

National Adults 45%   +1
Ages 18 to 29   47%   -4
Ages 30 to 49   48%   +5
Ages 50 to 64   45%   +2
Ages 65+        37%
White           35%   +2
Nonwhite        68%   -1
Black           86%   +3
Hispanic        59%   -1
Democrat        79%   +1
Independent     38%   +2
Republican      12%   -1

44% of U.S. adults say that the Affordable Care Act will make the healthcare situation in the U.S. worse.

http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/

So it’s time for the campaign blitz…

President Barack Obama will turn to his unofficial “secretary of explaining stuff,” former President Bill Clinton, on Tuesday to help with a final push to extol the benefits of U.S. healthcare reform before new insurance exchanges go live on October 1.

Because after all, the other guys are extremist assholes! 🙂